EXHIBIT 23.2

                             CONSENT OF INDEPENDENT
                          CERTIFIED PUBLIC ACCOUNTANTS


Smart Choice Holdings, Inc.
Titusville, Florida

     We hereby  consent to the  incorporation  by  reference  in the  Prospectus
constituting a part of this Registration  Statement of our report dated April 3,
1997 relating to the financial statements of Smart Choice Holdings, Inc. for the
period ended  December 31, 1996  appearing in Form 8-K/A dated February 12, 1997
filed by Smart Choice Automotive Group, Inc. (formerly Eckler Industries, Inc.).

     We also consent to the  reference to us under the caption  "Experts" in the
Prospectus.


                            /s/ BDO Seidman, LLP
                            --------------------
                                BDO Seidman, LLP


Orlando, Florida
January 28, 1998