NORTH BAY BANCORP

                                  PRESS RELEASE

                                February 29, 2000

North Bay  Bancorp,  holding  company  for The  Vintage  Bank,  reported  record
consolidated  earnings  of  $2,715,377,  or $1.66 per share,  for the year ended
December 31, 1999.  This  compares  with  earnings of  $2,110,736,  or $1.30 per
share, for 1998. Total assets were  $197,106,319 as of December 31, 1999. Return
on average  assets  for the year was 1.44% and  return on average  shareholders'
equity was 15.5%.

"We are very pleased with the 1999  financial  results,  especially  considering
that we absorbed significant costs associated with forming a holding company and
commencing organization of Solano Bank, a proposed state-chartered bank", stated
Terry Robinson,  President & CEO of North Bay Bancorp.  Robinson explained that,
while  preparations  are  being  made to open the  proposed  bank,  North Bay is
awaiting   regulatory   approval   from  the  State   Department   of  Financial
Institutions,  the  Federal  Reserve  Bank  and the  Federal  Deposit  Insurance
Corporation.

Earlier this month the Holding Company  announced a 5% stock dividend and a $.20
per  share  cash  dividend.  Both  dividends  are  payable  March  20,  2000 for
shareholders of record as of March 1, 2000.

Stock of North Bay  Bancorp  is quoted on the  Over-The-Counter  (OTC)  Bulletin
Board, Symbol NBAN.


- --------------------------------------------------------------------------------


         Questions  regarding  this press release should be directed to Terry L.
Robinson at (707) 258-3969.

                                  EXHIBIT 99.1