<ARTICLE> 5 <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> OCT-31-1999 <PERIOD-START> NOV-01-1999 <PERIOD-END> JAN-31-2000 <CASH> 28,775 <SECURITIES> 0 <RECEIVABLES> 482,036 <ALLOWANCES> (24,640) <INVENTORY> 0 <CURRENT-ASSETS> 739,221 <PP&E> 163,034 <DEPRECIATION> (71,348) <TOTAL-ASSETS> 1,414,441 <CURRENT-LIABILITIES> 359,385 <BONDS> 693,313 <PREFERRED-MANDATORY> 105,386 <PREFERRED> 0 <COMMON> 160 <OTHER-SE> 214,103 <TOTAL-LIABILITY-AND-EQUITY> 1,414,441 <SALES> 0 <TOTAL-REVENUES> 512,877 <CGS> 0 <TOTAL-COSTS> 310,176 <OTHER-EXPENSES> 168,274 <LOSS-PROVISION> 760 <INTEREST-EXPENSE> 17,983 <INCOME-PRETAX> 15,684 <INCOME-TAX> 7,050 <INCOME-CONTINUING> 8,634 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 6,582 <EPS-BASIC> 0.41 <EPS-DILUTED> 0.40