<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-END> MAR-31-2000 <CASH> 188,973 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 475,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 561,005 <INVESTMENTS-CARRYING> 125,571 <INVESTMENTS-MARKET> 132,007 <LOANS> 2,061,698 <ALLOWANCE> 30,844 <TOTAL-ASSETS> 3,544,610 <DEPOSITS> 3,048,636 <SHORT-TERM> 94,308 <LIABILITIES-OTHER> 65,082 <LONG-TERM> 118,500 <COMMON> 8,203 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 241,910 <TOTAL-LIABILITIES-AND-EQUITY> 3,544,610 <INTEREST-LOAN> 61,872 <INTEREST-INVEST> 10,638 <INTEREST-OTHER> 4,949 <INTEREST-TOTAL> 77,459 <INTEREST-DEPOSIT> 22,921 <INTEREST-EXPENSE> 25,677 <INTEREST-INCOME-NET> 51,782 <LOAN-LOSSES> 5,573 <SECURITIES-GAINS> (499) <EXPENSE-OTHER> 28,881 <INCOME-PRETAX> 33,066 <INCOME-PRE-EXTRAORDINARY> 33,066 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 19,820 <EPS-BASIC> 0.81 <EPS-DILUTED> 0.80 <YIELD-ACTUAL> 2.12 <LOANS-NON> 11,666 <LOANS-PAST> 2,772 <LOANS-TROUBLED> 8 <LOANS-PROBLEM> 40,370 <ALLOWANCE-OPEN> 28,686 <CHARGE-OFFS> 8,833 <RECOVERIES> 5,445 <ALLOWANCE-CLOSE> 30,844 <ALLOWANCE-DOMESTIC> 30,844 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0