<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE CONSOLIDATED FINANCIAL STATEMENTS DATED JUNE 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> APR-01-2000 <PERIOD-END> JUN-30-2000 <CASH> 9,391 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 5,500 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 35,187 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 116,877 <ALLOWANCE> 2,668 <TOTAL-ASSETS> 186,209 <DEPOSITS> 161,767 <SHORT-TERM> 8,347 <LIABILITIES-OTHER> 870 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 9,250 <OTHER-SE> 5,975 <TOTAL-LIABILITIES-AND-EQUITY> 186,209 <INTEREST-LOAN> 5,221 <INTEREST-INVEST> 1,147 <INTEREST-OTHER> 106 <INTEREST-TOTAL> 6,474 <INTEREST-DEPOSIT> 2,016 <INTEREST-EXPENSE> 2,190 <INTEREST-INCOME-NET> 4,284 <LOAN-LOSSES> 100 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 4,858 <INCOME-PRETAX> 617 <INCOME-PRE-EXTRAORDINARY> 542 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 542 <EPS-BASIC> 0.36 <EPS-DILUTED> 0.35 <YIELD-ACTUAL> 5.66 <LOANS-NON> 7,070 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 2,580 <CHARGE-OFFS> 23 <RECOVERIES> 11 <ALLOWANCE-CLOSE> 2,668 <ALLOWANCE-DOMESTIC> 2,668 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 1,245