<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE CONSOLIDATED FINANCIAL STATEMENTS DATED SEPTEMBER 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JUL-01-2000 <PERIOD-END> SEP-30-2000 <CASH> 9,983 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 1,715 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 33,831 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 115,510 <ALLOWANCE> 2,565 <TOTAL-ASSETS> 180,761 <DEPOSITS> 154,455 <SHORT-TERM> 9,767 <LIABILITIES-OTHER> 925 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 9,255 <OTHER-SE> 6,359 <TOTAL-LIABILITIES-AND-EQUITY> 180,761 <INTEREST-LOAN> 7,958 <INTEREST-INVEST> 1,697 <INTEREST-OTHER> 189 <INTEREST-TOTAL> 9,844 <INTEREST-DEPOSIT> 3,099 <INTEREST-EXPENSE> 3,415 <INTEREST-INCOME-NET> 6,429 <LOAN-LOSSES> 135 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 7,329 <INCOME-PRETAX> 894 <INCOME-PRE-EXTRAORDINARY> 789 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 789 <EPS-BASIC> 0.52 <EPS-DILUTED> 0.51 <YIELD-ACTUAL> 5.47 <LOANS-NON> 7,711 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 2,580 <CHARGE-OFFS> 171 <RECOVERIES> 21 <ALLOWANCE-CLOSE> 2,565 <ALLOWANCE-DOMESTIC> 2,565 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 1,311