SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 25, 2001 ----------------------- NORTH BAY BANCORP -------------------------------------------------------------------------------- (Exact name of registrant as specified in its charter) California 0-31080 68-0434802 -------------------------------------------------------------------------------- (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification No.) 1500 Soscol Avenue, Napa, California 94559-3045 -------------------------------------------------------------------------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code (707) 257-8585 ------------------------------ N/A -------------------------------------------------------------------------------- (Former name or former address, if changed since last report) Item 5. Other Events. Earnings Release. On October 25, 2001, North Bay Bancorp issued a press release announcing its earnings for the quarter and nine-month period ended September 30, 2001. A copy of the press release is attached to this Current Report as Exhibit 99.1 and incorporated into this report by reference. Item 7. Financial Statements and Exhibits. (b) Exhibits 99.1 Press release announcing North Bay Bancorp's earnings for the quarter and nine-month period ended September 30, 2001. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: October 25, 2001 NORTH BAY BANCORP /s/ Terry L. Robinson ---------------------------------------- By: Terry L. Robinson, President and Chief Executive Officer