CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS

As independent public accountants, we hereby consent to the incorporation of our
report  dated  February  19,  2002  included  in this Form 10-K,  into North Bay
Bancorp's previously filed Form S-8 Registration Statements No. 33-93537 and No.
333-43972.


/s/ Arthur Andersen LLP

San Francisco, California
March 22, 2002