Exhibit 99.1


                                NORTH BAY BANCORP

                                  PRESS RELEASE





                                NORTH BAY BANCORP

                                  PRESS RELEASE

                                  July 26, 2002

North Bay  Bancorp,  holding  company  for The  Vintage  Bank and  Solano  Bank,
announced a 41%  increase in earnings  for the second  quarter of 2002  compared
with the prior  year's  second  quarter.  Net income was  $876,955,  or $.41 per
share, for the three months ended June 30, 2002, compared with $621,975, or $.30
per share,  for the second  quarter of 2001.  Year-to-date  earnings for the six
months ended June 30, 2002 also increased  41%; 2002 net income was  $1,654,852,
or $.78 per share,  compared with  $1,176,017,  or $.57 per share, for the first
six months of 2001.

Consolidated  assets were  $362,690,383 as of June 30, 2002,  representing a 17%
increase from a year  earlier.  Deposits  increased  14% during the year,  while
loans outstanding increased 22%.

President and CEO Terry  Robinson  commented  regarding  the Company's  earnings
increase and general  progress during the first half of 2002. "Both of our banks
are on target with their operating plans. The Vintage Bank continues to generate
excellent  earnings while growing and increasing its market share,  augmented by
the opening of our St. Helena Office last January. As predicted,  Solano Bank is
very  close to  reaching  break-even  operations.  Both banks are  growing  loan
balances and core checking  deposits in accordance with plans.  Asset quality in
both institutions is outstanding," Robinson stated.

North Bay Bancorp is based in Napa,  California.  The Vintage Bank operates four
offices in Napa County--a main office and two branches in the city of Napa and a
branch in St. Helena. Solano Bank operates four offices in Solano County--a main
office in Vacaville  and branches in  Fairfield,  Vallejo and Benicia.  Stock of
North Bay Bancorp is quoted on the Over-The-Counter (OTC) Bulletin Board, Symbol
NBAN.OB.



This press  release  contains  forward-looking  statements  with  respect to the
financial condition,  results of operation and business of North Bay Bancorp and
its subsidiaries.  These include, but are not limited to, statements that relate
to or are  dependent on estimates or  assumptions  relating to the  prospects of
loan growth,  credit quality and certain operating  efficiencies  resulting from
the  operations  of The  Vintage  Bank and Solano  Bank.  These  forward-looking
statements  involve  certain  risks and  uncertainties.  Factors  that may cause
actual  results  to  differ   materially   from  those   contemplated   by  such
forward-looking  statements include, among others, the following  possibilities:
(1)  competitive   pressure  among  financial   services   companies   increases
significantly;  (2) changes in the interest  rate  environment  reduce  interest
margins; (3) general economic conditions, internationally,  nationally or in the
State of  California  are less  favorable  than  expected;  (4)  legislation  or
regulatory  requirements or changes  adversely  affect the business in which the
combined organization will be engaged; and (5) other risks detailed in the North
Bay Bancorp reports filed with the Securities and Exchange Commission.

Questions  regarding  this press release should be directed to Terry L. Robinson
(707) 259-2346.