Exhibit 99.1


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         NEWS RELEASE
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For Immediate Release

January 30, 2003

Contact:
Terry L. Robinson
President & CEO
North Bay Bancorp
707-259-2346


Napa, CA - The Board of Directors of North Bay Bancorp,  holding company for The
Vintage  Bank and Solano Bank,  has declared a 5% stock  dividend and a $.20 per
share  cash  dividend  for  shareholders  of record as of March 10,  2003.  Both
dividends are payable on March 28, 2003.

President & CEO Terry Robinson noted that this marks the fourth consecutive year
that North Bay  Bancorp has paid a 5% stock  dividend  and a $.20 per share cash
dividend.  Prior to forming the holding company, The Vintage Bank paid an annual
5% stock  dividend  for nine  consecutive  years  and a cash  dividend  for five
consecutive years.

Stock of North Bay  Bancorp  is quoted on the  Nasdaq  National  Market  System,
symbol NBAN.

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This press  release  contains  forward-looking  statements  with  respect to the
financial condition,  results of operation and business of North Bay Bancorp and
its subsidiaries.  These include, but are not limited to, statements that relate
to or are  dependent on estimates or  assumptions  relating to the  prospects of
loan growth,  credit quality and certain operating  efficiencies  resulting from
the  operations  of The  Vintage  Bank and Solano  Bank.  These  forward-looking
statements  involve  certain  risks and  uncertainties.  Factors  that may cause
actual  results  to  differ   materially   from  those   contemplated   by  such
forward-looking  statements include, among others, the following  possibilities:
(1)  competitive   pressure  among  financial   services   companies   increases
significantly;  (2) changes in the interest  rate  environment  reduce  interest
margins; (3) general economic conditions, internationally,  nationally or in the
State of  California  are less  favorable  than  expected;  (4)  legislation  or
regulatory  requirements  or changes  adversely  affect he business in which the
combined organization will be engaged; and (5) other risks detailed in the North
Bay Bancorp reports filed with the Securities and Exchange Commission.