SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549
                                   F O R M 8-K


                                 CURRENT REPORT


     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


        Date of Report (Date of earliest event reported)    May 2, 2003
                                                        ------------------------

                                NORTH BAY BANCORP
- --------------------------------------------------------------------------------
             (Exact name of registrant as specified in its charter)


    California                        0-31080                    68-0434802
- --------------------------------------------------------------------------------
(State or other jurisdiction        (Commission                (IRS Employer
     of incorporation)              File Number)             Identification No.)


1500 Soscol Avenue, Napa, California                             94559-3045
- --------------------------------------------------------------------------------
(Address of principal executive offices)                         (Zip Code)


Registrant's telephone number, including area code  (707) 257-8585
                                                   -----------------------------


                                       N/A
- --------------------------------------------------------------------------------
          (Former name or former address, if changed since last report)








Item 7.  Financial Statements and Exhibits.

         (b)  Exhibits

              99.1   Press  release announcing  earnings for  the  quarter ended
                     March 31, 2003.

Item 9.  Regulation FD Disclosure

Earnings  Release.  On May 2, 2003,  North Bay  Bancorp  issued a press  release
announcing  its  earnings  for the quarter  ended March 31,  2003. A copy of the
press  release  is  attached  to  this  Current   Report  as  Exhibit  99.1  and
incorporated  into this report by reference.  The information  contained in this
report on Form 8-K is being  furnished  pursuant to Item 12 under Item 9 of Form
8-K as directed by the U.S.  Securities  and Exchange  Commission in Release No.
34-47583.




                                   SIGNATURES


Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.



Date: May 5, 2003                NORTH BAY BANCORP



                                 /s/ Terry L. Robinson
                                 -----------------------------------------------
                                 Terry L. Robinson, President and Chief
                                 Executive Officer (Principal Executive Officer)