SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
F O R M 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) November 24 , 2003
------------------------
NORTH BAY BANCORP
- --------------------------------------------------------------------------------
(Exact name of registrant as specified in its charter)
California 0-31080 68-0434802
- --------------------------------------------------------------------------------
(State or other jurisdiction of (Commission (IRS Employer
incorporation) File Number) Identification No.)
1180 Airport Road, Suite 101, Napa, California 94558
- --------------------------------------------------------------------------------
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code (707) 257-8585
------------------------------
N/A
- --------------------------------------------------------------------------------
(Former name or former address, if changed since last report)
Item 7. Financial Statements and Exhibits.
(b) Exhibits
99.1 Quarterly Letter to Shareholders
Item 9. Regulation FD Disclosure
Quarterly Letter to Shareholders. On November 24, 2003, North Bay Bancorp mailed
its Quarterly Letter to Shareholders. A copy of the Shareholder Letter is
attached to this Current Report as Exhibit 99.1. The Shareholders Letter
included North Bay Bancorp's Third Quarter Earnings Release previously filed
with the SEC on October 31, 2003 on a Current Report on Form 8-K.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
Date: December 12, 2003 NORTH BAY BANCORP
/s/ Terry L. Robinson
-----------------------------------------------
Terry L. Robinson, President and Chief
Executive Officer (Principal Executive Officer)