SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) January 29, 2004
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NORTH BAY BANCORP
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(Exact name of registrant as specified in its charter)
California 0-31080 68-0434802
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(State or other jurisdiction of (Commission (IRS Employer
incorporation) File Number) Identification No.)
1180 Airport Road, Suite 101, Napa, California 94558
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code (707) 257-8585
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N/A
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(Former name or former address, if changed since last report)
Item 7. Financial Statements and Exhibits.
(b) Exhibits
99.1 Press release dated January 29, 2004 announcing an
adjustment to North Bay Bancorp's 2003 tax accrual
rates based upon a recent announcement by the
California Franchise Tax Board.
Item 9. Regulation FD Disclosure and Item 12. Results of Operations and
Financial Condition.
On January 29, 2004, North Bay Bancorp issued a press release announcing an
adjustment to its 2003 tax accrual rates based upon a recent announcement by the
California Franchise Tax Board. A copy of the press release is attached to this
Current Report as Exhibit 99.1 and incorporated into this report by reference.
The information in this Current Report shall not be deemed "filed" for purposes
of Section 18 of the Securities Exchange Act of 1934, as amended, or
incorporated by reference in any filing under the Securities Act of 1933, as
amended, except as shall be expressly set forth by specific reference in such
filing.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
Date: January 29, 2004 NORTH BAY BANCORP
/s/ Terry L. Robinson
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Terry L. Robinson, President and Chief
Executive Officer (Principal Executive Officer)
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