EXHIBIT 25 POWER OF ATTORNEY POWER OF ATTORNEY Each person whose signature appears below hereby authorizes Terry L. Robinson or David B. Gaw and either of them, as attorney-in-fact, to sign in his or her behalf, individually and in each capacity stated below, and to file this Annual Report on Form 10- K and all amendments and/or supplements to this file this Annual Report on Form 10- K Signature Title Date - --------- ----- ---- /s/Thomas N. Gavin - ------------------------------------ Thomas N. Gavin Director March 23, 2004 /s/David B. Gaw Director and March 25, 2004 - ------------------------------------ Chairman of the Board David B. Gaw /s/Fred J. Hearn Jr. - ------------------------------------ Fred J. Hearn Jr. Director March 26, 2004 /s/Conrad W. Hewitt Director March 26, 2004 - ------------------------------------ Conrad W. Hewitt /s/Richard S. Long Director March 25, 2004 - ------------------------------------ Richard S. Long /s/Thomas H. Lowenstein Director March 26, 2004 - ------------------------------------ Thomas H. Lowenstein /s/Thomas F. Malloy Director March 26, 2004 - ------------------------------------ Thomas F. Malloy /s/Terry L. Robinson President, Chief March 25, 2004 - ------------------------------------ Executive Officer and Director Terry L. Robinson (Principal Executive Officer) /s/James E. Tidgewell Director March 26, 2004 - ------------------------------------ James E. Tidgewell /s/Lee-Ann Cimino Sr. Vice President March 25, 2004 - ------------------------------------ Chief Financial Officer Lee-Ann Cimino (Principal Financial Officer)