SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                 F O R M    8-K



                                 CURRENT REPORT


     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


     Date of Report (Date of earliest event reported)       May 3, 2004
                                                     ------------------------


                                NORTH BAY BANCORP
- --------------------------------------------------------------------------------
             (Exact name of registrant as specified in its charter)

          California                  0-31080                 68-0434802
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(State or other jurisdiction of     (Commission              (IRS Employer
         incorporation)             File Number)          Identification No.)

1190 Airport Road, Suite 101, Napa, California                 94558
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         (Address of principal executive offices)            (Zip Code)

Registrant's telephone number, including area code     (707) 257-8585
                                                  ------------------------------
                                       N/A
- --------------------------------------------------------------------------------
          (Former name or former address, if changed since last report)



Item 7.       Financial Statements and Exhibits.

              (b)  Exhibits

                   99.1     Press release announcing earnings for the quarter
                            ended March 31, 2004.

Item 12.     Results of Operations and Financial Condition


Earnings  Release.  On May 3, 2004,  North Bay  Bancorp  issued a press  release
announcing  its  earnings  for the quarter  ended March 31,  2004. A copy of the
press  release  is  attached  to  this  Current   Report  as  Exhibit  99.1  and
incorporated into this report by reference.



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                                   SIGNATURES


Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.





Date: May 4, 2004          NORTH BAY BANCORP



                            /s/ TERRY L. ROBINSON
                           -----------------------------------------------------
                           Terry L. Robinson, President and Chief
                           Executive Officer (Principal Executive Officer)


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