Exhibit 99.1 to Form 10-QSB

                    Certification of Chief Executive Officer
            Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

Cecil a. Brooks does hereby  certify that the  Quarterly  Report of  Cornerstone
Ministries Investments,  Inc. on Form 10-QSB for the nine months ended September
30, 2004 (the "Report") fully complies with the requirements of Section 13(a) or
15(d), as applicable, of the Securities Exchange Act of 1934 and the information
contained in the Report fairly presents, in all material respects, the financial
condition and results of operations of the Company.

Date: November 10, 2004
/s/ Cecil A. Brooks, Chairman, President and Chief Executive Officer



Certification of Chief Financial Officer
Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

John T. Ottinger,  does hereby certify that the Quarterly  Report of Cornerstone
Ministries Investments,  Inc. on Form 10-QSB for the nine months ended September
30, 2004 (the "Report") fully complies with the requirements of Section 13(a) or
15(d), as applicable, of the Securities Exchange Act of 1934 and the information
contained in the Report fairly presents, in all material respects, the financial
condition and results of operations of the Company.

Date:  November 10, 2004
/s/ John T. Ottinger, Vice President and Chief Operating Officer