EXHIBIT 23

CONSENT OF KPMG LLP AS

INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

FOR NORTH BAY BANCORP






CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

The Board of Directors
North Bay Bancorp:


We consent to the  incorporation  by  reference in the  registration  statements
(No's. 333-93537,  333-43972 and 333-90006) on Form S-8 of North Bay Bancorp and
subsidiaries   of  our  report  dated  March  22,  2005,  with  respect  to  the
consolidated balance sheets of North Bay Bancorp and subsidiaries as of December
31, 2004 and 2003 and the related consolidated income statements,  statements of
changes in shareholders'  equity and  comprehensive  income,  and cash flows for
each of the years in the three year period  ended  December  31,  2004,  and all
related financial statement schedules,  which report appears in the December 31,
2004, annual report on Form 10-K of North Bay Bancorp and subsidiaries.



/s/ KPMG LLP

San Francisco, California
March 29, 2005