SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                   F O R M 8-K

                                 CURRENT REPORT


     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


     Date of Report (Date of earliest event reported)     July 26, 2005
                                                     -----------------------


                                NORTH BAY BANCORP
- --------------------------------------------------------------------------------
             (Exact name of registrant as specified in its charter)


          California                  0-31080                 68-0434802
- ------------------------------ --------------------- ---------------------------
(State or other jurisdiction      (Commission             (IRS Employer
     of incorporation)              File Number)         Identification No.)


1190 Airport Road, Suite 101, Napa, California                  94558
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         (Address of principal executive offices)             (Zip Code)


Registrant's telephone number, including area code   (707) 257-8585
                                                  ------------------------------

                                       N/A
- --------------------------------------------------------------------------------
          (Former name or former address, if changed since last report)


Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions:

     []    Written communications  pursuant to Rule 425 under the Securities Act
           (17 CFR 230.425)

     []    Soliciting  material  pursuant to Rule 14a-12  under the Exchange Act
           (17 CFR 240.14a-12)

     []    Pre-commencement  communications  pursuant to Rule 14d-2(b) under the
           Exchange Act (17 CFR 240.14d-2(b))

     []    Pre-commencement  communications  pursuant to Rule 13e-4(c) under the
           Exchange Act (17 CFR 240.13e-4c))



Item 2.02.  Results of Operations and Financial Condition
            -----------------------------------------------

Earnings  Release.  On July 26, 2005,  North Bay Bancorp  issued a press release
announcing  its earnings  for the six months and quarter  ended June 30, 2005. A
copy of the press release is attached to this Current Report as Exhibit 99.1 and
incorporated into this report by reference.


Item 9.01.       Financial Statements and Exhibits.
                 ----------------------------------

             (c)  Exhibits.

99.1     Press release announcing  earnings for the six months and quarter ended
         June 30, 2005.


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                                   SIGNATURES


Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.


Date: July 26, 2005             NORTH BAY BANCORP


                                 /s/ Terry L. Robinson
                                -----------------------------------------------
                                Terry L. Robinson,   President and Chief
                                Executive Officer (Principal Executive Officer)



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