EXHIBIT 25


                               POWER OF ATTORNEY



                               POWER OF ATTORNEY

Each person whose signature appears below hereby authorizes Terry L. Robinson or
David B. Gaw and  either  of them,  as  attorney-in-fact,  to sign in his or her
behalf,  individually and in each capacity stated below, and to file this Annual
Report on Form 10- K and all amendments and/or supplements to this Annual Report
on Form 10- K



Signature                            Title                                   Date
- ---------                            -----                                   ----
                                                                   
                                     Director
- -------------------------
Lauren A. Ackerman


                                     Director
- -------------------------
John B. Anthony, III


/s/Thomas N. Gavin                   Director                            March 15, 2006
- -------------------------
Thomas N. Gavin


/s/David B. Gaw                      Director and                        March 15, 2006
- -------------------------            Chairman of the Board
David B. Gaw


/s/Fred J. Hearn Jr.                 Director                            March 15, 2006
- -------------------------
Fred J. Hearn Jr.


/s/Conrad W. Hewitt                  Director                            March 15, 2006
- -------------------------
Conrad W. Hewitt


                                     Director
- -------------------------
Connie L. Klimisch


/s/Richard S. Long                   Director and                        March 15, 2006
- -------------------------            Vice Chairman of the Board
Richard S. Long


                                     Director
- -------------------------
Thomas H. Lowenstein


/s/Thomas F. Malloy                  Director                            March 15, 2006
- -------------------------
Thomas F. Malloy


                                     Director
- -------------------------
Andrew J. Nicks M.D.





                                                                   
/s/Terry L. Robinson                 President, Chief                    March 15, 2006
- -------------------------            Executive Officer and Director
Terry L. Robinson                    (Principal Executive Officer)


/s/Thomas H. Shelton                 Director                            March 15, 2006
- -------------------------
Thomas H. Shelton .


/s/Stephen C. Spencer                Director                            March 15, 2006
- -------------------------
Stephen C. Spencer


/s/Denise C. Suihkonen               Director                            March 15, 2006
- -------------------------
Denise C. Suihkonen


/s/James E. Tidgewell                Director                            March 15, 2006
- -------------------------
James E. Tidgewell


/s/Patrick E. Phelan                 Executive Vice President            March 15, 2006
- -------------------------            Chief Financial Officer
Patrick E. Phelan                    (Principal Financial Officer)