UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QA (Mark One) [X] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended July 1, 1995 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 0-6633 FOR BETTER LIVING, INC. (Exact name of Registrant as specified in its charter) DELAWARE 95-2598411 (State or other jurisdiction of (I.R.S. employer incorporation or organization) identification no.) 13620 LINCOLN WAY, #380 95603-3236 AUBURN, CALIFORNIA (Zip code) (Address of principal executive offices) (916) 823-9600 (Registrant's telephone number, including area code) EXHIBIT 10.2P FILED UNDER COVER OF FORM SE, FORM FOR SUBMISSION OF PAPER FORMAT EXHIBITS BY ELECTRONIC FILERS, PURSUANT TO A CONTINUING HARDSHIP EXEMPTION. 1 of 3 PART II. OTHER INFORMATION ITEM 6. EXHIBITS AND REPORTS ON FORM 8-K (a) Exhibits 10.2P - Loan and Security Agreements and Guarantees from The CIT Group / Credit Finance, Inc. 27 - Financial Data Schedule (b) There were no reports on Form 8-K filed for the three months ended July 1, 1995. 2 of 3 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. FOR BETTER LIVING, INC. DATE: September 7, 1995 By: Brian B. Ruttencutter -------------------------- --------------------- Brian B. Ruttencutter Secretary and Chief Financial Officer 3 of 3