Exhibit 24 Power of Attorney EXHIBIT 24 POWER OF ATTORNEY Each person whose signature appears below hereby authorizes Terry L. Robinson or Thomas F. Malloy and either of them, as attorney-in-fact, to sign in his or her behalf, individually and in each capacity stated below, and to file this Registration Statement on Form SB-2 and all amendments and/or supplements to this Registration Statement on Form SB-2. /s/ Terry L. Robinson , Director, December 20, 1999 - --------------------------- Principal Executive Officer Terry L. Robinson /s/ David B. Gaw , Director December 20, 1999 - --------------------------- David B. Gaw /s/ Conrad W. Hewitt , Director December 20, 1999 - --------------------------- Conrad W. Hewitt /s/ Harlan R. Kurtz , Director December 20, 1999 - --------------------------- Harlan R. Kurtz /s/ Richard S. Long , Director December 20, 1999 - --------------------------- December 20, 1999 Richard S. Long /s/ Thomas H. Lowenstein , Director December 20, 1999 - --------------------------- 20, 1999 Thomas H. Lowenstein /s/ Thomas F. Malloy , Director December 20, 1999 - --------------------------- December 20, 1999 Thomas F. Malloy /s/ James Tidgewell , Director December 20, 1999 - --------------------------- December 20, 1999 James Tidgewell /s/ Lee-Ann Almeida , Principal Financial Officer December 20, 1999 - --------------------------- Lee-Ann Almeida