EXHIBIT 23.1


        CONSENT OF ARTHUR ANDERSEN LLP AS INDEPENDENT PUBLIC ACCOUNTANTS

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                    CONSENT OF INDEPENDENT PUBLIC ACCOUNTANT


         As independent public accountants,  we hereby consent to the use of our
report dated  February 23, 1999 related to financial  statements  of The Vintage
Bank and to all references to our Firm in the Form S-8 registration statement of
North Bay Bancorp.

                                     /s/ Arthur Andersen LLP

San Francisco, California
December 21, 1999

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