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                                                                    EXHIBIT 23.1

                       CONSENT OF INDEPENDENT ACCOUNTANTS


The Board of Directors
First Northern Community Bancorp:

We consent to incorporation  by reference in the registration  statement on Form
S-8 of First  Northern  Community  Bancorp of our report dated January 21, 2000,
relating to the balance  sheets of First  Northern  Bank of Dixon as of December
31,  1999 and 1998,  and the related  statements  of  operations,  stockholders'
equity  and  comprehensive  income,  and cash flows for each of the years in the
three-year  period ended December 31, 1999, which report appears in the December
31, 1999,  annual report on Form 10-K of First Northern Bank of Dixon filed with
the Federal Deposit Insurance Corporation.

KPMG LLP


Sacramento, California
May 22, 2000


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