Exhibit 23.3

[Letterhead of Deloitte & Touche LLP]

 Deloitte &
 Touche LLP
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                                  Suite 900        Telephone (313) 396-3000
                                  600 Renaissance Center
                                  Detroit, Michigan  48243-1704



INDEPENDENT AUDITORS' CONSENT

   
We consent to the incorporation by reference in this Registration
Statement on Form S-3, of the report of Deloitte & Touche dated January
18, 1994 appearing in the Annual Report on Form 10-K of CARCO Auto Loan
Master Trust for the year ended December 31, 1993, and to the reference to
Deloitte & Touche LLP under the heading "Experts" in the Prospectus, which
is part of this Registration Statement.



/s/ Deloitte & Touche LLP



October 5, 1994

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Deloitte Touche
Tohmatsu
International  
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