Consent of Independent Auditors

                                                EXHIBIT 23.1

The Board of Directors
  Aetna Life and Casualty Company

          We consent to incorporation by reference in the
Registration Statement on Form S-3 of Aetna Life and
Casualty Company of our reports dated February 8, 1994,
relating to the consolidated balance sheets of Aetna Life
and Casualty Company and Subsidiaries as of December 31,
1993 and 1992 and the related consolidated statements of
income, shareholders' equity, and cash flows and related
schedules for each of the years in the three-year period
ended December 31, 1993, which reports appear in or are
incorporated by reference in the December 31, 1993 annual
report on Form 10-K of Aetna Life and Casualty Company.

          Our reports refer to changes in 1993 in the
company's accounting for certain investments in debt and
equity securities, reinsurance of short-duration and
long-duration contracts, post-employment benefits, workers'
compensation life table indemnity reserves and
retrospectively rated reinsurance contracts and to changes
in 1992 in the company's accounting for income taxes and
postretirement benefits other than pensions.

          We also consent to the reference to our firm under
the heading "Experts" in the Prospectus.

                                   /s/  KPMG Peat Marwick

Hartford, Connecticut
March 25, 1994