EXHIBIT 4.5 [Davis Polk & Wardwell Letterhead] (212) 450-4000 November 10, 1998 Re: Donaldson, Lufkin & Jenrette, Inc. Medium-Term Notes DONALDSON, LUFKIN & JENRETTE SECURITIES CORPORATION 277 Park Avenue New York, New York 10172 Ladies and Gentlemen: We have acted as special tax counsel for Donaldson, Lufkin & Jenrette, Inc. (the "Company") in connection with the registration of $500,000,000 of the Company's Medium-Term Notes (the "Notes"). We hereby confirm the opinion (the "Opinion") set forth under the caption "United States Tax Considerations" in the prospectus supplement (the "Prospectus Supplement") dated October 30, 1998 that supplements the Registration Statement on Form S-3 filed by the Company with the Securities and Exchange Commission on June 1, 1998. We hereby consent to the use of our name under the caption "United States Tax Considerations" in the Prospectus Supplement. The issuance of such a consent does not concede that we are an "Expert" for the purposes of the Securities Act of 1933. Very truly yours, /s/ Davis Polk & Wardwell ___________________________ Davis Polk & Wardwell