<ARTICLE> 9

                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          JUN-30-2000
<PERIOD-END>                               MAR-31-2000
<CASH>                                             724
<INT-BEARING-DEPOSITS>                             930
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    259,771
<INVESTMENTS-CARRYING>                              30
<INVESTMENTS-MARKET>                                30
<LOANS>                                         33,438
<ALLOWANCE>                                        424
<TOTAL-ASSETS>                                  62,753
<DEPOSITS>                                      35,463
<SHORT-TERM>                                    12,100
<LIABILITIES-OTHER>                                149
<LONG-TERM>                                      7,501
<PREFERRED-MANDATORY>                                6
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                       7,624
<TOTAL-LIABILITIES-AND-EQUITY>                  62,753
<INTEREST-LOAN>                                  2,006
<INTEREST-INVEST>                                1,333
<INTEREST-OTHER>                                    12
<INTEREST-TOTAL>                                 3,351
<INTEREST-DEPOSIT>                               1,133
<INTEREST-EXPENSE>                               2,129
<INTEREST-INCOME-NET>                            1,222
<LOAN-LOSSES>                                       40
<SECURITIES-GAINS>                                   9
<EXPENSE-OTHER>                                    873
<INCOME-PRETAX>                                    518
<INCOME-PRE-EXTRAORDINARY>                         518
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       340
<EPS-BASIC>                                        .59
<EPS-DILUTED>                                      .59
<YIELD-ACTUAL>                                    .072
<LOANS-NON>                                        356
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   398
<CHARGE-OFFS>                                       16
<RECOVERIES>                                         2
<ALLOWANCE-CLOSE>                                  424
<ALLOWANCE-DOMESTIC>                               424
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0