<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> JUN-30-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> JUN-30-2000 <CASH> 122,897 <INT-BEARING-DEPOSITS> 37,430 <FED-FUNDS-SOLD> 4,742 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 860,788 <INVESTMENTS-CARRYING> 886,450 <INVESTMENTS-MARKET> 886,752 <LOANS> 3,466,420 <ALLOWANCE> 41,609 <TOTAL-ASSETS> 4,810,809 <DEPOSITS> 3,203,689 <SHORT-TERM> 192,485 <LIABILITIES-OTHER> 20,826 <LONG-TERM> 100,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 78,796 <OTHER-SE> 347,392 <TOTAL-LIABILITIES-AND-EQUITY> 4,810,809 <INTEREST-LOAN> 144,416 <INTEREST-INVEST> 28,884 <INTEREST-OTHER> 1,493 <INTEREST-TOTAL> 174,793 <INTEREST-DEPOSIT> 55,286 <INTEREST-EXPENSE> 92,328 <INTEREST-INCOME-NET> 82,465 <LOAN-LOSSES> 1,507 <SECURITIES-GAINS> (14) <EXPENSE-OTHER> 77,281 <INCOME-PRETAX> 39,216 <INCOME-PRE-EXTRAORDINARY> 39,216 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 27,059 <EPS-BASIC> 0.69 <EPS-DILUTED> 0.69 <YIELD-ACTUAL> 8.01 <LOANS-NON> 17,480 <LOANS-PAST> 7,668 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 44,465 <CHARGE-OFFS> (5,284) <RECOVERIES> 921 <ALLOWANCE-CLOSE> 41,609 <ALLOWANCE-DOMESTIC> 41,609 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0