<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> SEP-30-2000 <CASH> 112,127 <INT-BEARING-DEPOSITS> 45,527 <FED-FUNDS-SOLD> 2,157 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 867,452 <INVESTMENTS-CARRYING> 889,575 <INVESTMENTS-MARKET> 889,891 <LOANS> 3,424,630 <ALLOWANCE> 37,422 <TOTAL-ASSETS> 4,772,867 <DEPOSITS> 3,173,293 <SHORT-TERM> 212,675 <LIABILITIES-OTHER> 16,995 <LONG-TERM> 100,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 78,796 <OTHER-SE> 359,603 <TOTAL-LIABILITIES-AND-EQUITY> 4,772,867 <INTEREST-LOAN> 218,779 <INTEREST-INVEST> 43,059 <INTEREST-OTHER> 2,218 <INTEREST-TOTAL> 264,056 <INTEREST-DEPOSIT> 84,382 <INTEREST-EXPENSE> 140,174 <INTEREST-INCOME-NET> 123,882 <LOAN-LOSSES> 2,273 <SECURITIES-GAINS> (16) <EXPENSE-OTHER> 116,440 <INCOME-PRETAX> 59,780 <INCOME-PRE-EXTRAORDINARY> 59,780 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 41,248 <EPS-BASIC> 1.05 <EPS-DILUTED> 1.05 <YIELD-ACTUAL> 8.06 <LOANS-NON> 18,739 <LOANS-PAST> 15,096 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 44,465 <CHARGE-OFFS> (7,552) <RECOVERIES> 1,293 <ALLOWANCE-CLOSE> 37,422 <ALLOWANCE-DOMESTIC> 37,422 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0