EXHIBIT 5.

                      CONSENT OF INDEPENDENT ACCOUNTANTS

   We hereby consent to the use in this Registration Statement on Form S-6
(Registration No. 333-72590) for MONY Variable Account L--Variable Universal
Life Insurance Policy of our report dated February 8, 2001, relating to the
consolidated financial statements of MONY Life Insurance Company and
subsidiaries, which appears in such Registration Statement. We also consent to
the references to us under the headings "Independent Accountants" and
"Financial Statements" in such Registration Statement.

PricewaterhouseCoopers LLP

New York, New York
December 6, 2001


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