Exhibit 99.1 - Certification of Chief Executive Officer
            pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

I, Rufus A. Fulton, Jr., Chief Executive Officer of Fulton Financial
Corporation, provide the following statement pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002:

The Form 10-K of Fulton Financial Corporation, containing the consolidated
financial statements for the year ended December 31, 2002, fully complies with
the requirements of Sections 13(a) or 15(d) of the Securities Exchange Act of
1934. The information contained in the Form 10-K fairly presents, in all
material respects, the financial condition and results of operations of Fulton
Financial Corporation for the year ended December 31, 2002.

Dated:        March 27, 2003
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          /s/ Rufus A. Fulton, Jr.
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              Rufus A. Fulton, Jr.
              Chairman and Chief Executive Officer

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