SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 30, 1993 BB&T FINANCIAL CORPORATION - -------------------------------------------------------------------------------- (Exact name of registrant as specified in its charter) North Carolina 0-7871 56-1056232 - ---------------------------- ------------ ------------------- (State or other jurisdiction (Commission (I.R.S. employer of incorporation) file number) identification no.) 223 West Nash Street, Wilson, North Carolina 27893 - -------------------------------------------- --------- (Address of principal executive offices) (Zip code) Registrant's telephone number, including area code: (919)399-4291 ------------- Not Applicable - -------------------------------------------------------------------------------- (Former name or former address, if changed since last report) Item 7. Financial Statements, Pro Forma Financial Statements and Exhibits (c) Exhibits 28.1 Unaudited interim financial statements of Old Stone Bank of North Carolina. 28.2 Unaudited interim financial statements of Citizens Savings Bank, SSB and subsidiary. 28.3 Unaudited interim financial statements of Asheville Savings Bank, SSB, and Subsidiary. 28.4 Audited financial statements of Home Savings Bank of Albemarle, S.S.B. and subsidiary. 28.5 Audited financial statements of L.S.B. Bancshares, Inc. of South Carolina and subsidiaries. 28.6 Unaudited interim financial statements of L.S.B. Bancshares, Inc. of South Carolina and subsidiaries. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. BB&T FINANCIAL CORPORATION DATE: December 30, 1993 BY: Scott E. Reed ----------------- -------------