Exhibit 24
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the
undersigned director and/or officer of BB&T Financial
Corporation, a corporation organized under the laws of
the State of North Carolina ("Company"), hereby
constitutes and appoints John A. Allison IV, Scott Reed
and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful
attorney-in-fact and agent for him and on his behalf and
in his name, place and stead, in any and all capacities,
to sign, execute and file with the Securities and
Exchange Commission (or any other governmental or
regulatory authority) a Registration Statement on
Form S-4 or such other appropriate form (as any of such
attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits
and any and all documents required to be filed with
respect thereto, relating to the registration of shares
of the Company's common stock under the Securities Act
of 1933 in connection with the Company's acquisition of
L.S.B. Bancshares, Inc. of South Carolina, granting unto
said attorneys and each of them, full power and authority
to do and to perform each and every act and thing requisite
and necessary to be done in order to effectuate the same as
fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and
confirming all that said attorneys-in-fact and agents, or
any of them, may lawfully do or cause to be done by
virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: April 26, 1994
/s/ John A. Allison IV
John A. Allison IV
Exhibit 24
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the
undersigned director and/or officer of BB&T Financial
Corporation, a corporation organized under the laws of
the State of North Carolina ("Company"), hereby
constitutes and appoints John A. Allison IV, Scott Reed
and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful
attorney-in-fact and agent for him and on his behalf and
in his name, place and stead, in any and all capacities,
to sign, execute and file with the Securities and
Exchange Commission (or any other governmental or
regulatory authority) a Registration Statement on
Form S-4 or such other appropriate form (as any of such
attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits
and any and all documents required to be filed with
respect thereto, relating to the registration of shares
of the Company's common stock under the Securities Act
of 1933 in connection with the Company's acquisition of
L.S.B. Bancshares, Inc. of South Carolina, granting unto
said attorneys and each of them, full power and authority
to do and to perform each and every act and thing requisite
and necessary to be done in order to effectuate the same as
fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and
confirming all that said attorneys-in-fact and agents, or
any of them, may lawfully do or cause to be done by
virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: April 26, 1994
/s/ W. Watson Barnes
W. Watson Barnes
Exhibit 24
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the
undersigned director and/or officer of BB&T Financial
Corporation, a corporation organized under the laws of
the State of North Carolina ("Company"), hereby
constitutes and appoints John A. Allison IV, Scott Reed
and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful
attorney-in-fact and agent for him and on his behalf and
in his name, place and stead, in any and all capacities,
to sign, execute and file with the Securities and
Exchange Commission (or any other governmental or
regulatory authority) a Registration Statement on
Form S-4 or such other appropriate form (as any of such
attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits
and any and all documents required to be filed with
respect thereto, relating to the registration of shares
of the Company's common stock under the Securities Act
of 1933 in connection with the Company's acquisition of
L.S.B. Bancshares, Inc. of South Carolina, granting unto
said attorneys and each of them, full power and authority
to do and to perform each and every act and thing requisite
and necessary to be done in order to effectuate the same as
fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and
confirming all that said attorneys-in-fact and agents, or
any of them, may lawfully do or cause to be done by
virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: April 26, 1994
/s/ Paul B. Barringer
Paul B. Barringer
Exhibit 24
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the
undersigned director and/or officer of BB&T Financial
Corporation, a corporation organized under the laws of
the State of North Carolina ("Company"), hereby
constitutes and appoints John A. Allison IV, Scott Reed
and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful
attorney-in-fact and agent for him and on his behalf and
in his name, place and stead, in any and all capacities,
to sign, execute and file with the Securities and
Exchange Commission (or any other governmental or
regulatory authority) a Registration Statement on
Form S-4 or such other appropriate form (as any of such
attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits
and any and all documents required to be filed with
respect thereto, relating to the registration of shares
of the Company's common stock under the Securities Act
of 1933 in connection with the Company's acquisition of
L.S.B. Bancshares, Inc. of South Carolina, granting unto
said attorneys and each of them, full power and authority
to do and to perform each and every act and thing requisite
and necessary to be done in order to effectuate the same as
fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and
confirming all that said attorneys-in-fact and agents, or
any of them, may lawfully do or cause to be done by
virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: April 26, 1994
/s/ Robert L. Brady
Robert L. Brady
Exhibit 24
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the
undersigned director and/or officer of BB&T Financial
Corporation, a corporation organized under the laws of
the State of North Carolina ("Company"), hereby
constitutes and appoints John A. Allison IV, Scott Reed
and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful
attorney-in-fact and agent for him and on his behalf and
in his name, place and stead, in any and all capacities,
to sign, execute and file with the Securities and
Exchange Commission (or any other governmental or
regulatory authority) a Registration Statement on
Form S-4 or such other appropriate form (as any of such
attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits
and any and all documents required to be filed with
respect thereto, relating to the registration of shares
of the Company's common stock under the Securities Act
of 1933 in connection with the Company's acquisition of
L.S.B. Bancshares, Inc. of South Carolina, granting unto
said attorneys and each of them, full power and authority
to do and to perform each and every act and thing requisite
and necessary to be done in order to effectuate the same as
fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and
confirming all that said attorneys-in-fact and agents, or
any of them, may lawfully do or cause to be done by
virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: April 26, 1994
/s/ W. G. Clark III
W. G. Clark III
Exhibit 24
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the
undersigned director and/or officer of BB&T Financial
Corporation, a corporation organized under the laws of
the State of North Carolina ("Company"), hereby
constitutes and appoints John A. Allison IV, Scott Reed
and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful
attorney-in-fact and agent for him and on his behalf and
in his name, place and stead, in any and all capacities,
to sign, execute and file with the Securities and
Exchange Commission (or any other governmental or
regulatory authority) a Registration Statement on
Form S-4 or such other appropriate form (as any of such
attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits
and any and all documents required to be filed with
respect thereto, relating to the registration of shares
of the Company's common stock under the Securities Act
of 1933 in connection with the Company's acquisition of
L.S.B. Bancshares, Inc. of South Carolina, granting unto
said attorneys and each of them, full power and authority
to do and to perform each and every act and thing requisite
and necessary to be done in order to effectuate the same as
fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and
confirming all that said attorneys-in-fact and agents, or
any of them, may lawfully do or cause to be done by
virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: April 26, 1994
/s/ Jesse W. Corbett, Jr.
Jesse W. Corbett, Jr.
Exhibit 24
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the
undersigned director and/or officer of BB&T Financial
Corporation, a corporation organized under the laws of
the State of North Carolina ("Company"), hereby
constitutes and appoints John A. Allison IV, Scott Reed
and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful
attorney-in-fact and agent for him and on his behalf and
in his name, place and stead, in any and all capacities,
to sign, execute and file with the Securities and
Exchange Commission (or any other governmental or
regulatory authority) a Registration Statement on
Form S-4 or such other appropriate form (as any of such
attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits
and any and all documents required to be filed with
respect thereto, relating to the registration of shares
of the Company's common stock under the Securities Act
of 1933 in connection with the Company's acquisition of
L.S.B. Bancshares, Inc. of South Carolina, granting unto
said attorneys and each of them, full power and authority
to do and to perform each and every act and thing requisite
and necessary to be done in order to effectuate the same as
fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and
confirming all that said attorneys-in-fact and agents, or
any of them, may lawfully do or cause to be done by
virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: April 26, 1994
/s/ W. R. Cuthbertson, Jr.
W. R. Cuthbertson, Jr.
Exhibit 24
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the
undersigned director and/or officer of BB&T Financial
Corporation, a corporation organized under the laws of
the State of North Carolina ("Company"), hereby
constitutes and appoints John A. Allison IV, Scott Reed
and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful
attorney-in-fact and agent for him and on his behalf and
in his name, place and stead, in any and all capacities,
to sign, execute and file with the Securities and
Exchange Commission (or any other governmental or
regulatory authority) a Registration Statement on
Form S-4 or such other appropriate form (as any of such
attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits
and any and all documents required to be filed with
respect thereto, relating to the registration of shares
of the Company's common stock under the Securities Act
of 1933 in connection with the Company's acquisition of
L.S.B. Bancshares, Inc. of South Carolina, granting unto
said attorneys and each of them, full power and authority
to do and to perform each and every act and thing requisite
and necessary to be done in order to effectuate the same as
fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and
confirming all that said attorneys-in-fact and agents, or
any of them, may lawfully do or cause to be done by
virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: April 26, 1994
/s/ Fred H. Deaton, Jr.
Fred H. Deaton, Jr.
Exhibit 24
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the
undersigned director and/or officer of BB&T Financial
Corporation, a corporation organized under the laws of
the State of North Carolina ("Company"), hereby
constitutes and appoints John A. Allison IV, Scott Reed
and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful
attorney-in-fact and agent for him and on his behalf and
in his name, place and stead, in any and all capacities,
to sign, execute and file with the Securities and
Exchange Commission (or any other governmental or
regulatory authority) a Registration Statement on
Form S-4 or such other appropriate form (as any of such
attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits
and any and all documents required to be filed with
respect thereto, relating to the registration of shares
of the Company's common stock under the Securities Act
of 1933 in connection with the Company's acquisition of
L.S.B. Bancshares, Inc. of South Carolina, granting unto
said attorneys and each of them, full power and authority
to do and to perform each and every act and thing requisite
and necessary to be done in order to effectuate the same as
fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and
confirming all that said attorneys-in-fact and agents, or
any of them, may lawfully do or cause to be done by
virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: April 26, 1994
/s/ Joe L. Dudley, Sr.
Joe L. Dudley, Sr.
Exhibit 24
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the
undersigned director and/or officer of BB&T Financial
Corporation, a corporation organized under the laws of
the State of North Carolina ("Company"), hereby
constitutes and appoints John A. Allison IV, Scott Reed
and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful
attorney-in-fact and agent for him and on his behalf and
in his name, place and stead, in any and all capacities,
to sign, execute and file with the Securities and
Exchange Commission (or any other governmental or
regulatory authority) a Registration Statement on
Form S-4 or such other appropriate form (as any of such
attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits
and any and all documents required to be filed with
respect thereto, relating to the registration of shares
of the Company's common stock under the Securities Act
of 1933 in connection with the Company's acquisition of
L.S.B. Bancshares, Inc. of South Carolina, granting unto
said attorneys and each of them, full power and authority
to do and to perform each and every act and thing requisite
and necessary to be done in order to effectuate the same as
fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and
confirming all that said attorneys-in-fact and agents, or
any of them, may lawfully do or cause to be done by
virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: April 26, 1994
/s/ Tom D. Efird
Tom D. Efird
Exhibit 24
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the
undersigned director and/or officer of BB&T Financial
Corporation, a corporation organized under the laws of
the State of North Carolina ("Company"), hereby
constitutes and appoints John A. Allison IV, Scott Reed
and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful
attorney-in-fact and agent for him and on his behalf and
in his name, place and stead, in any and all capacities,
to sign, execute and file with the Securities and
Exchange Commission (or any other governmental or
regulatory authority) a Registration Statement on
Form S-4 or such other appropriate form (as any of such
attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits
and any and all documents required to be filed with
respect thereto, relating to the registration of shares
of the Company's common stock under the Securities Act
of 1933 in connection with the Company's acquisition of
L.S.B. Bancshares, Inc. of South Carolina, granting unto
said attorneys and each of them, full power and authority
to do and to perform each and every act and thing requisite
and necessary to be done in order to effectuate the same as
fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and
confirming all that said attorneys-in-fact and agents, or
any of them, may lawfully do or cause to be done by
virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: April 26, 1994
/s/ O. William Fenn, Jr.
O. William Fenn, Jr.
Exhibit 24
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the
undersigned director and/or officer of BB&T Financial
Corporation, a corporation organized under the laws of
the State of North Carolina ("Company"), hereby
constitutes and appoints John A. Allison IV, Scott Reed
and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful
attorney-in-fact and agent for him and on his behalf and
in his name, place and stead, in any and all capacities,
to sign, execute and file with the Securities and
Exchange Commission (or any other governmental or
regulatory authority) a Registration Statement on
Form S-4 or such other appropriate form (as any of such
attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits
and any and all documents required to be filed with
respect thereto, relating to the registration of shares
of the Company's common stock under the Securities Act
of 1933 in connection with the Company's acquisition of
L.S.B. Bancshares, Inc. of South Carolina, granting unto
said attorneys and each of them, full power and authority
to do and to perform each and every act and thing requisite
and necessary to be done in order to effectuate the same as
fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and
confirming all that said attorneys-in-fact and agents, or
any of them, may lawfully do or cause to be done by
virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: April 26, 1994
/s/ James E. Heins
James E. Heins
Exhibit 24
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the
undersigned director and/or officer of BB&T Financial
Corporation, a corporation organized under the laws of
the State of North Carolina ("Company"), hereby
constitutes and appoints John A. Allison IV, Scott Reed
and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful
attorney-in-fact and agent for him and on his behalf and
in his name, place and stead, in any and all capacities,
to sign, execute and file with the Securities and
Exchange Commission (or any other governmental or
regulatory authority) a Registration Statement on
Form S-4 or such other appropriate form (as any of such
attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits
and any and all documents required to be filed with
respect thereto, relating to the registration of shares
of the Company's common stock under the Securities Act
of 1933 in connection with the Company's acquisition of
L.S.B. Bancshares, Inc. of South Carolina, granting unto
said attorneys and each of them, full power and authority
to do and to perform each and every act and thing requisite
and necessary to be done in order to effectuate the same as
fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and
confirming all that said attorneys-in-fact and agents, or
any of them, may lawfully do or cause to be done by
virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: April 26, 1994
/s/ Raymond A. Jones, Jr.
Raymond A. Jones, Jr.
Exhibit 24
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the
undersigned director and/or officer of BB&T Financial
Corporation, a corporation organized under the laws of
the State of North Carolina ("Company"), hereby
constitutes and appoints John A. Allison IV, Scott Reed
and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful
attorney-in-fact and agent for him and on his behalf and
in his name, place and stead, in any and all capacities,
to sign, execute and file with the Securities and
Exchange Commission (or any other governmental or
regulatory authority) a Registration Statement on
Form S-4 or such other appropriate form (as any of such
attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits
and any and all documents required to be filed with
respect thereto, relating to the registration of shares
of the Company's common stock under the Securities Act
of 1933 in connection with the Company's acquisition of
L.S.B. Bancshares, Inc. of South Carolina, granting unto
said attorneys and each of them, full power and authority
to do and to perform each and every act and thing requisite
and necessary to be done in order to effectuate the same as
fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and
confirming all that said attorneys-in-fact and agents, or
any of them, may lawfully do or cause to be done by
virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: April 26, 1994
/s/ Kelly S. King
Kelly S. King
Exhibit 24
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the
undersigned director and/or officer of BB&T Financial
Corporation, a corporation organized under the laws of
the State of North Carolina ("Company"), hereby
constitutes and appoints John A. Allison IV, Scott Reed
and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful
attorney-in-fact and agent for him and on his behalf and
in his name, place and stead, in any and all capacities,
to sign, execute and file with the Securities and
Exchange Commission (or any other governmental or
regulatory authority) a Registration Statement on
Form S-4 or such other appropriate form (as any of such
attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits
and any and all documents required to be filed with
respect thereto, relating to the registration of shares
of the Company's common stock under the Securities Act
of 1933 in connection with the Company's acquisition of
L.S.B. Bancshares, Inc. of South Carolina, granting unto
said attorneys and each of them, full power and authority
to do and to perform each and every act and thing requisite
and necessary to be done in order to effectuate the same as
fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and
confirming all that said attorneys-in-fact and agents, or
any of them, may lawfully do or cause to be done by
virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: April 26, 1994
/s/ David R. LaFar III
David R. LaFar III
Exhibit 24
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the
undersigned director and/or officer of BB&T Financial
Corporation, a corporation organized under the laws of
the State of North Carolina ("Company"), hereby
constitutes and appoints John A. Allison IV, Scott Reed
and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful
attorney-in-fact and agent for him and on his behalf and
in his name, place and stead, in any and all capacities,
to sign, execute and file with the Securities and
Exchange Commission (or any other governmental or
regulatory authority) a Registration Statement on
Form S-4 or such other appropriate form (as any of such
attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits
and any and all documents required to be filed with
respect thereto, relating to the registration of shares
of the Company's common stock under the Securities Act
of 1933 in connection with the Company's acquisition of
L.S.B. Bancshares, Inc. of South Carolina, granting unto
said attorneys and each of them, full power and authority
to do and to perform each and every act and thing requisite
and necessary to be done in order to effectuate the same as
fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and
confirming all that said attorneys-in-fact and agents, or
any of them, may lawfully do or cause to be done by
virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: April 26, 1994
/s/ J. Ernest Lathem, M.D.
J. Ernest Lathem, M.D.
Exhibit 24
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the
undersigned director and/or officer of BB&T Financial
Corporation, a corporation organized under the laws of
the State of North Carolina ("Company"), hereby
constitutes and appoints John A. Allison IV, Scott Reed
and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful
attorney-in-fact and agent for him and on his behalf and
in his name, place and stead, in any and all capacities,
to sign, execute and file with the Securities and
Exchange Commission (or any other governmental or
regulatory authority) a Registration Statement on
Form S-4 or such other appropriate form (as any of such
attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits
and any and all documents required to be filed with
respect thereto, relating to the registration of shares
of the Company's common stock under the Securities Act
of 1933 in connection with the Company's acquisition of
L.S.B. Bancshares, Inc. of South Carolina, granting unto
said attorneys and each of them, full power and authority
to do and to perform each and every act and thing requisite
and necessary to be done in order to effectuate the same as
fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and
confirming all that said attorneys-in-fact and agents, or
any of them, may lawfully do or cause to be done by
virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: April 26, 1994
/s/ James H. Maynard
James H. Maynard
Exhibit 24
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the
undersigned director and/or officer of BB&T Financial
Corporation, a corporation organized under the laws of
the State of North Carolina ("Company"), hereby
constitutes and appoints John A. Allison IV, Scott Reed
and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful
attorney-in-fact and agent for him and on his behalf and
in his name, place and stead, in any and all capacities,
to sign, execute and file with the Securities and
Exchange Commission (or any other governmental or
regulatory authority) a Registration Statement on
Form S-4 or such other appropriate form (as any of such
attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits
and any and all documents required to be filed with
respect thereto, relating to the registration of shares
of the Company's common stock under the Securities Act
of 1933 in connection with the Company's acquisition of
L.S.B. Bancshares, Inc. of South Carolina, granting unto
said attorneys and each of them, full power and authority
to do and to perform each and every act and thing requisite
and necessary to be done in order to effectuate the same as
fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and
confirming all that said attorneys-in-fact and agents, or
any of them, may lawfully do or cause to be done by
virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: April 26, 1994
/s/ A. Winniett Peters
A. Winniett Peters
Exhibit 24
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the
undersigned director and/or officer of BB&T Financial
Corporation, a corporation organized under the laws of
the State of North Carolina ("Company"), hereby
constitutes and appoints John A. Allison IV, Scott Reed
and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful
attorney-in-fact and agent for him and on his behalf and
in his name, place and stead, in any and all capacities,
to sign, execute and file with the Securities and
Exchange Commission (or any other governmental or
regulatory authority) a Registration Statement on
Form S-4 or such other appropriate form (as any of such
attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits
and any and all documents required to be filed with
respect thereto, relating to the registration of shares
of the Company's common stock under the Securities Act
of 1933 in connection with the Company's acquisition of
L.S.B. Bancshares, Inc. of South Carolina, granting unto
said attorneys and each of them, full power and authority
to do and to perform each and every act and thing requisite
and necessary to be done in order to effectuate the same as
fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and
confirming all that said attorneys-in-fact and agents, or
any of them, may lawfully do or cause to be done by
virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: April 26, 1994
/s/ Richard L. Player, Jr.
Richard L. Player, Jr.
Exhibit 24
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the
undersigned director and/or officer of BB&T Financial
Corporation, a corporation organized under the laws of
the State of North Carolina ("Company"), hereby
constitutes and appoints John A. Allison IV, Scott Reed
and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful
attorney-in-fact and agent for him and on his behalf and
in his name, place and stead, in any and all capacities,
to sign, execute and file with the Securities and
Exchange Commission (or any other governmental or
regulatory authority) a Registration Statement on
Form S-4 or such other appropriate form (as any of such
attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits
and any and all documents required to be filed with
respect thereto, relating to the registration of shares
of the Company's common stock under the Securities Act
of 1933 in connection with the Company's acquisition of
L.S.B. Bancshares, Inc. of South Carolina, granting unto
said attorneys and each of them, full power and authority
to do and to perform each and every act and thing requisite
and necessary to be done in order to effectuate the same as
fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and
confirming all that said attorneys-in-fact and agents, or
any of them, may lawfully do or cause to be done by
virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: April 26, 1994
/s/ Scott E. Reed
Scott E. Reed
Exhibit 24
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the
undersigned director and/or officer of BB&T Financial
Corporation, a corporation organized under the laws of
the State of North Carolina ("Company"), hereby
constitutes and appoints John A. Allison IV, Scott Reed
and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful
attorney-in-fact and agent for him and on his behalf and
in his name, place and stead, in any and all capacities,
to sign, execute and file with the Securities and
Exchange Commission (or any other governmental or
regulatory authority) a Registration Statement on
Form S-4 or such other appropriate form (as any of such
attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits
and any and all documents required to be filed with
respect thereto, relating to the registration of shares
of the Company's common stock under the Securities Act
of 1933 in connection with the Company's acquisition of
L.S.B. Bancshares, Inc. of South Carolina, granting unto
said attorneys and each of them, full power and authority
to do and to perform each and every act and thing requisite
and necessary to be done in order to effectuate the same as
fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and
confirming all that said attorneys-in-fact and agents, or
any of them, may lawfully do or cause to be done by
virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: April 26, 1994
/s/ Larry J. Waggoner
Larry J. Waggoner
Exhibit 24
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the
undersigned director and/or officer of BB&T Financial
Corporation, a corporation organized under the laws of
the State of North Carolina ("Company"), hereby
constitutes and appoints John A. Allison IV, Scott Reed
and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful
attorney-in-fact and agent for him and on his behalf and
in his name, place and stead, in any and all capacities,
to sign, execute and file with the Securities and
Exchange Commission (or any other governmental or
regulatory authority) a Registration Statement on
Form S-4 or such other appropriate form (as any of such
attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits
and any and all documents required to be filed with
respect thereto, relating to the registration of shares
of the Company's common stock under the Securities Act
of 1933 in connection with the Company's acquisition of
L.S.B. Bancshares, Inc. of South Carolina, granting unto
said attorneys and each of them, full power and authority
to do and to perform each and every act and thing requisite
and necessary to be done in order to effectuate the same as
fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and
confirming all that said attorneys-in-fact and agents, or
any of them, may lawfully do or cause to be done by
virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: April 26, 1994
/s/ Henry G. Williamson, Jr.
Henry G. Williamson, Jr.
Exhibit 24
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the
undersigned director and/or officer of BB&T Financial
Corporation, a corporation organized under the laws of
the State of North Carolina ("Company"), hereby
constitutes and appoints John A. Allison IV, Scott Reed
and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful
attorney-in-fact and agent for him and on his behalf and
in his name, place and stead, in any and all capacities,
to sign, execute and file with the Securities and
Exchange Commission (or any other governmental or
regulatory authority) a Registration Statement on
Form S-4 or such other appropriate form (as any of such
attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits
and any and all documents required to be filed with
respect thereto, relating to the registration of shares
of the Company's common stock under the Securities Act
of 1933 in connection with the Company's acquisition of
L.S.B. Bancshares, Inc. of South Carolina, granting unto
said attorneys and each of them, full power and authority
to do and to perform each and every act and thing requisite
and necessary to be done in order to effectuate the same as
fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and
confirming all that said attorneys-in-fact and agents, or
any of them, may lawfully do or cause to be done by
virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: April 26, 1994
/s/ William B. Young, M.D.
William B. Young, M.D.