EXHIBIT 25
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BB&T FINANCIAL CORPORATION
SPECIAL POWER OF ATTORNEY
For Utilization under Registration Statement on Form S-8
BB&T Financial Corporation Savings and Thrift Plan
KNOW ALL MEN BY THESE PRESENTS, that each of the undersigned directors
and/or officers of BB&T FINANCIAL CORPORATION, a North Carolina corporation (the
"Company"), hereby constitutes and appoints JOHN A. ALLISON IV, SCOTT E. REED,
and JERONE C. HERRING, and each of them with full power to act without the
other, as his true and lawful attorneys and agents, for him and in his name,
place, and stead, in any and all capacities, to do any and all acts and things
and execute any and all instruments that said attorneys and agents may deem
necessary or advisable to enable the Company to comply with the Securities Act
of 1933 and any rules and regulations and requirements of the Securities and
Exchange Commission in respect thereof in connection with the registration under
the Securities Act of 1933 of securities of the Company issuable or deliverable
pursuant to the BB&T Financial Corporation Savings and Thrift Plan, including
specifically, but without limiting the generality of the foregoing, the power
and authority to sign the name of the undersigned, in any capacity, to a Company
registration statement on Form S-8 to be filed with the Securities and Exchange
Commission in respect of such securities, and any and all amendments to the said
registration statement, and any and all instruments and documents filed as a
part of or executed in connection with the said registration statement or any
amendments thereto, and to file the same with the Securities and Exchange
Commission; hereby ratifying and confirming all that the said attorneys and
agents, or any of them, shall do or cause to be done by virtue thereof. Any
prior powers of attorney previously granted by us for the above purpose are
hereby revoked.
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IN WITNESS WHEREOF, each of the undersigned has subscribed these presents
as of March 22, 1994.
/s/ John A. Allison IV /s/ Scott E. Reed
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John A. Allison IV Scott E. Reed
Chairman of the Board, Chief Senior Executive Vice President
Executive Officer, and and Treasurer
Director
/s/ Joseph B. Alala, Jr. /s/ W. Watson Barnes
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Joseph B. Alala, Jr., Director W. Watson Barnes, Director
/s/ Paul B. Barringer /s/ Joe L. Dudley, Sr.
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Paul B. Barringer, Director Joe L. Dudley, Sr., Director
/s/ Robert L. Brady /s/ W.G. Clark III
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Robert L. Brady, Director W. G. Clark III, Director
/s/ Jesse W. Corbett, Jr.
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Jesse W. Corbett, Jr., Director W. R. Cuthbertson, Jr., Director
/s/ Fred H. Deaton, Jr. /s/ Tom D. Efird
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Fred H. Deaton, Jr., Director Tom D. Efird, Director
/s/ O. William Fenn, Jr. /s/ James E. Heins
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O. William Fenn, Jr., Director James E. Heins, Director
/s/ Raymond A. Jones, Jr. /s/ Kelly S. King
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Raymond A. Jones, Jr., Director Kelly S. King, Director
/s/ David R. LaFar III /s/ J. Ernest Lathem, M.D.
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David R. LaFar III, Director J. Ernest Lathem, M.D., Director
/s/ James H. Maynard /s/ A. Winniett Peters
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James H. Maynard, Director A. Winniett Peters, Director
/s/ Richard L. Player, Jr. /s/ Henry G. Williamson
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Richard L. Player, Jr., Director Henry G. Williamson, Jr., Director
/s/ Larry J. Waggoner
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Larry J. Waggoner, Director
/s/ William B. Young, M.D.
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William B. Young, M.D., Director