Exhibit 24.1
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the undersigned director and/or officer
of BB&T Financial Corporation, a corporation organized under the laws of the
State of North Carolina ("Company"), hereby constitutes and appoints John A.
Allison IV, Scott Reed and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful attorney-in-fact and agent for
him and on his behalf and in his name, place and stead, in any and all
capacities, including on behalf of the Company, to sign, execute and file with
the Securities and Exchange Commission (or any other governmental or regulatory
authority) a Registration Statement on Form S-4 or such other appropriate form
(as any of such attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits and any and all documents
required to be filed with respect thereto, relating to the registration of
shares of the Company's common stock under the Securities Act of 1933 in
connection with the Company's acquisition of Commerce Bank, granting unto said
attorneys and each of them, full power and authority to do and to perform each
and every act and thing requisite and necessary to be done in order to
effectuate the same as fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and confirming all that said
attorneys-in-fact and agents, or any of them, may lawfully do or cause to be
done by virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: August 23, 1994
/s/ Joseph B. Alala, Jr.
------------------------
Joseph B. Alala, Jr.
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the undersigned director and/or
officer of BB&T Financial Corporation, a corporation organized under the laws of
the State of North Carolina ("Company"), hereby constitutes and appoints John A.
Allison IV, Scott Reed and Jerone Harring and each of them (with full power of
each of them to act alone), his true and lawful attorney-in-fact and agent for
him and on his behalf and in his name, place and stead, in any and all
capacities, including on behalf of the Company, to sign, execute and file with
the Securities and Exchange Commission (or any other governmental or regulatory
authority) a Registration Statement on Form S-4 or such other appropriate form
(as any of such attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits and any and all
documents required to be filed with respect thereto, relating to the
registration of shares of the Company's common stock under the Securities Act of
1993 in connection with the Company's acquisition of Commerce Bank, granting
unto said attorneys and each of them, full power and authority to do and to
perform each and every act and thing requisite and necessary to be done in
order to effectuate the same as fully to all intents and purposes as he himself
might or could do if personally present, hereby ratifying and confirming all
that said attorneys-in-fact and agents, or any of them, may lawfully do or cause
to be done by virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: August 23, 1994
/s/ John A. Allison IV
---------------------------
John A. Allison IV
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the undersigned director and/or officer
of BB&T Financial Corporation, a corporation organized under the laws of the
State of North Carolina ("Company"), hereby constitutes and appoints John A.
Allison IV, Scott Reed and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful attorney-in-fact and agent for
him and on his behalf and in his name, place and stead, in any and all
capacities, including on behalf of the Company, to sign, execute and file with
the Securities and Exchange Commission (or any other governmental or regulatory
authority) a Registration Statement on Form S-4 or such other appropriate form
(as any of such attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits and any and all documents
required to be filed with respect thereto, relating to the registration of
shares of the Company's common stock under the Securities Act of 1933 in
connection with the Company's acquisition of Commerce Bank, granting unto said
attorneys and each of them, full power and authority to do and to perform each
and every act and thing requisite and necessary to be done in order to
effectuate the same as fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and confirming all that said
attorneys-in-fact and agents, or any of them, may lawfully do or cause to be
done by virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: August 23, 1994
/s/ W. Watson Barnes
------------------------
W. Watson Barnes
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the undersigned director and/or officer
of BB&T Financial Corporation, a corporation organized under the laws of the
State of North Carolina ("Company"), hereby constitutes and appoints John A.
Allison IV, Scott Reed and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful attorney-in-fact and agent for
him and on his behalf and in his name, place and stead, in any and all
capacities, including on behalf of the Company, to sign, execute and file with
the Securities and Exchange Commission (or any other governmental or regulatory
authority) a Registration Statement on Form S-4 or such other appropriate form
(as any of such attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits and any and all documents
required to be filed with respect thereto, relating to the registration of
shares of the Company's common stock under the Securities Act of 1933 in
connection with the Company's acquisition of Commerce Bank, granting unto said
attorneys and each of them, full power and authority to do and to perform each
and every act and thing requisite and necessary to be done in order to
effectuate the same as fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and confirming all that said
attorneys-in-fact and agents, or any of them, may lawfully do or cause to be
done by virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: August 23, 1994
/s/ Paul B. Barringer
------------------------
Paul B. Barringer
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the undersigned director and/or officer
of BB&T Financial Corporation, a corporation organized under the laws of the
State of North Carolina ("Company"), hereby constitutes and appoints John A.
Allison IV, Scott Reed and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful attorney-in-fact and agent for
him and on his behalf and in his name, place and stead, in any and all
capacities, including on behalf of the Company, to sign, execute and file with
the Securities and Exchange Commission (or any other governmental or regulatory
authority) a Registration Statement on Form S-4 or such other appropriate form
(as any of such attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits and any and all documents
required to be filed with respect thereto, relating to the registration of
shares of the Company's common stock under the Securities Act of 1933 in
connection with the Company's acquisition of Commerce Bank, granting unto said
attorneys and each of them, full power and authority to do and to perform each
and every act and thing requisite and necessary to be done in order to
effectuate the same as fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and confirming all that said
attorneys-in-fact and agents, or any of them, may lawfully do or cause to be
done by virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: August 23, 1994
/s/ Robert L. Brady
------------------------
Robert L. Brady
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the undersigned director and/or officer
of BB&T Financial Corporation, a corporation organized under the laws of the
State of North Carolina ("Company"), hereby constitutes and appoints John A.
Allison IV, Scott Reed and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful attorney-in-fact and agent for
him and on his behalf and in his name, place and stead, in any and all
capacities, including on behalf of the Company, to sign, execute and file with
the Securities and Exchange Commission (or any other governmental or regulatory
authority) a Registration Statement on Form S-4 or such other appropriate form
(as any of such attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits and any and all documents
required to be filed with respect thereto, relating to the registration of
shares of the Company's common stock under the Securities Act of 1933 in
connection with the Company's acquisition of Commerce Bank, granting unto said
attorneys and each of them, full power and authority to do and to perform each
and every act and thing requisite and necessary to be done in order to
effectuate the same as fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and confirming all that said
attorneys-in-fact and agents, or any of them, may lawfully do or cause to be
done by virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: August 23, 1994
/s/ Raymond S. Caughman
------------------------
Raymond S. Caughman
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the undersigned director and/or officer
of BB&T Financial Corporation, a corporation organized under the laws of the
State of North Carolina ("Company"), hereby constitutes and appoints John A.
Allison IV, Scott Reed and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful attorney-in-fact and agent for
him and on his behalf and in his name, place and stead, in any and all
capacities, including on behalf of the Company, to sign, execute and file with
the Securities and Exchange Commission (or any other governmental or regulatory
authority) a Registration Statement on Form S-4 or such other appropriate form
(as any of such attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits and any and all documents
required to be filed with respect thereto, relating to the registration of
shares of the Company's common stock under the Securities Act of 1933 in
connection with the Company's acquisition of Commerce Bank, granting unto said
attorneys and each of them, full power and authority to do and to perform each
and every act and thing requisite and necessary to be done in order to
effectuate the same as fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and confirming all that said
attorneys-in-fact and agents, or any of them, may lawfully do or cause to be
done by virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: August 23, 1994
/s/ W. G. Clark III
------------------------
W. G. Clark III
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the undersigned director and/or officer
of BB&T Financial Corporation, a corporation organized under the laws of the
State of North Carolina ("Company"), hereby constitutes and appoints John A.
Allison IV, Scott Reed and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful attorney-in-fact and agent for
him and on his behalf and in his name, place and stead, in any and all
capacities, including on behalf of the Company, to sign, execute and file with
the Securities and Exchange Commission (or any other governmental or regulatory
authority) a Registration Statement on Form S-4 or such other appropriate form
(as any of such attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits and any and all documents
required to be filed with respect thereto, relating to the registration of
shares of the Company's common stock under the Securities Act of 1933 in
connection with the Company's acquisition of Commerce Bank, granting unto said
attorneys and each of them, full power and authority to do and to perform each
and every act and thing requisite and necessary to be done in order to
effectuate the same as fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and confirming all that said
attorneys-in-fact and agents, or any of them, may lawfully do or cause to be
done by virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: August 23, 1994
/s/ Jesse W. Corbett, Jr.
-------------------------
Jesse W. Corbett, Jr.
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the undersigned director and/or officer
of BB&T Financial Corporation, a corporation organized under the laws of the
State of North Carolina ("Company"), hereby constitutes and appoints John A.
Allison IV, Scott Reed and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful attorney-in-fact and agent for
him and on his behalf and in his name, place and stead, in any and all
capacities, including on behalf of the Company, to sign, execute and file with
the Securities and Exchange Commission (or any other governmental or regulatory
authority) a Registration Statement on Form S-4 or such other appropriate form
(as any of such attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits and any and all documents
required to be filed with respect thereto, relating to the registration of
shares of the Company's common stock under the Securities Act of 1933 in
connection with the Company's acquisition of Commerce Bank, granting unto said
attorneys and each of them, full power and authority to do and to perform each
and every act and thing requisite and necessary to be done in order to
effectuate the same as fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and confirming all that said
attorneys-in-fact and agents, or any of them, may lawfully do or cause to be
done by virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: August 23, 1994
/s/ W. R. Cuthbertson, Jr.
--------------------------
W. R. Cuthbertson, Jr.
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the undersigned director and/or officer
of BB&T Financial Corporation, a corporation organized under the laws of the
State of North Carolina ("Company"), hereby constitutes and appoints John A.
Allison IV, Scott Reed and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful attorney-in-fact and agent for
him and on his behalf and in his name, place and stead, in any and all
capacities, including on behalf of the Company, to sign, execute and file with
the Securities and Exchange Commission (or any other governmental or regulatory
authority) a Registration Statement on Form S-4 or such other appropriate form
(as any of such attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits and any and all documents
required to be filed with respect thereto, relating to the registration of
shares of the Company's common stock under the Securities Act of 1933 in
connection with the Company's acquisition of Commerce Bank, granting unto said
attorneys and each of them, full power and authority to do and to perform each
and every act and thing requisite and necessary to be done in order to
effectuate the same as fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and confirming all that said
attorneys-in-fact and agents, or any of them, may lawfully do or cause to be
done by virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: August 23, 1994
/s/ Fred H. Deaton, Jr.
------------------------
Fred H. Deaton, Jr.
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the undersigned director and/or officer
of BB&T Financial Corporation, a corporation organized under the laws of the
State of North Carolina ("Company"), hereby constitutes and appoints John A.
Allison IV, Scott Reed and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful attorney-in-fact and agent for
him and on his behalf and in his name, place and stead, in any and all
capacities, including on behalf of the Company, to sign, execute and file with
the Securities and Exchange Commission (or any other governmental or regulatory
authority) a Registration Statement on Form S-4 or such other appropriate form
(as any of such attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits and any and all documents
required to be filed with respect thereto, relating to the registration of
shares of the Company's common stock under the Securities Act of 1933 in
connection with the Company's acquisition of Commerce Bank, granting unto said
attorneys and each of them, full power and authority to do and to perform each
and every act and thing requisite and necessary to be done in order to
effectuate the same as fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and confirming all that said
attorneys-in-fact and agents, or any of them, may lawfully do or cause to be
done by virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: August 23, 1994
/s/ Albert J. Dooley, Sr.
------------------------
Albert J. Dooley, Sr.
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the undersigned director and/or officer
of BB&T Financial Corporation, a corporation organized under the laws of the
State of North Carolina ("Company"), hereby constitutes and appoints John A.
Allison IV, Scott Reed and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful attorney-in-fact and agent for
him and on his behalf and in his name, place and stead, in any and all
capacities, including on behalf of the Company, to sign, execute and file with
the Securities and Exchange Commission (or any other governmental or regulatory
authority) a Registration Statement on Form S-4 or such other appropriate form
(as any of such attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits and any and all documents
required to be filed with respect thereto, relating to the registration of
shares of the Company's common stock under the Securities Act of 1933 in
connection with the Company's acquisition of Commerce Bank, granting unto said
attorneys and each of them, full power and authority to do and to perform each
and every act and thing requisite and necessary to be done in order to
effectuate the same as fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and confirming all that said
attorneys-in-fact and agents, or any of them, may lawfully do or cause to be
done by virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: August 23, 1994
/s/ Joe L. Dudley, Sr.
------------------------
Joe L. Dudley, Sr.
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the undersigned director and/or officer
of BB&T Financial Corporation, a corporation organized under the laws of the
State of North Carolina ("Company"), hereby constitutes and appoints John A.
Allison IV, Scott Reed and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful attorney-in-fact and agent for
him and on his behalf and in his name, place and stead, in any and all
capacities, including on behalf of the Company, to sign, execute and file with
the Securities and Exchange Commission (or any other governmental or regulatory
authority) a Registration Statement on Form S-4 or such other appropriate form
(as any of such attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits and any and all documents
required to be filed with respect thereto, relating to the registration of
shares of the Company's common stock under the Securities Act of 1933 in
connection with the Company's acquisition of Commerce Bank, granting unto said
attorneys and each of them, full power and authority to do and to perform each
and every act and thing requisite and necessary to be done in order to
effectuate the same as fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and confirming all that said
attorneys-in-fact and agents, or any of them, may lawfully do or cause to be
done by virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: August 23, 1994
/s/ Tom A. Efird
------------------------
Tom A. Efird
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the undersigned director and/or officer
of BB&T Financial Corporation, a corporation organized under the laws of the
State of North Carolina ("Company"), hereby constitutes and appoints John A.
Allison IV, Scott Reed and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful attorney-in-fact and agent for
him and on his behalf and in his name, place and stead, in any and all
capacities, including on behalf of the Company, to sign, execute and file with
the Securities and Exchange Commission (or any other governmental or regulatory
authority) a Registration Statement on Form S-4 or such other appropriate form
(as any of such attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits and any and all documents
required to be filed with respect thereto, relating to the registration of
shares of the Company's common stock under the Securities Act of 1933 in
connection with the Company's acquisition of Commerce Bank, granting unto said
attorneys and each of them, full power and authority to do and to perform each
and every act and thing requisite and necessary to be done in order to
effectuate the same as fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and confirming all that said
attorneys-in-fact and agents, or any of them, may lawfully do or cause to be
done by virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: August 23, 1994
/s/ O. W. Fenn, Jr.
------------------------
O. W. Fenn, Jr.
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the undersigned director and/or officer
of BB&T Financial Corporation, a corporation organized under the laws of the
State of North Carolina ("Company"), hereby constitutes and appoints John A.
Allison IV, Scott Reed and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful attorney-in-fact and agent for
him and on his behalf and in his name, place and stead, in any and all
capacities, including on behalf of the Company, to sign, execute and file with
the Securities and Exchange Commission (or any other governmental or regulatory
authority) a Registration Statement on Form S-4 or such other appropriate form
(as any of such attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits and any and all documents
required to be filed with respect thereto, relating to the registration of
shares of the Company's common stock under the Securities Act of 1933 in
connection with the Company's acquisition of Commerce Bank, granting unto said
attorneys and each of them, full power and authority to do and to perform each
and every act and thing requisite and necessary to be done in order to
effectuate the same as fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and confirming all that said
attorneys-in-fact and agents, or any of them, may lawfully do or cause to be
done by virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: August 23, 1994
/s/ James E. Heins
------------------------
James E. Heins
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the undersigned director and/or officer
of BB&T Financial Corporation, a corporation organized under the laws of the
State of North Carolina ("Company"), hereby constitutes and appoints John A.
Allison IV, Scott Reed and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful attorney-in-fact and agent for
him and on his behalf and in his name, place and stead, in any and all
capacities, including on behalf of the Company, to sign, execute and file with
the Securities and Exchange Commission (or any other governmental or regulatory
authority) a Registration Statement on Form S-4 or such other appropriate form
(as any of such attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits and any and all documents
required to be filed with respect thereto, relating to the registration of
shares of the Company's common stock under the Securities Act of 1933 in
connection with the Company's acquisition of Commerce Bank, granting unto said
attorneys and each of them, full power and authority to do and to perform each
and every act and thing requisite and necessary to be done in order to
effectuate the same as fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and confirming all that said
attorneys-in-fact and agents, or any of them, may lawfully do or cause to be
done by virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: August 23, 1994
/s/ Raymond A. Jones, Jr.
------------------------
Raymond A. Jones, Jr.
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the undersigned director and/or officer
of BB&T Financial Corporation, a corporation organized under the laws of the
State of North Carolina ("Company"), hereby constitutes and appoints John A.
Allison IV, Scott Reed and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful attorney-in-fact and agent for
him and on his behalf and in his name, place and stead, in any and all
capacities, including on behalf of the Company, to sign, execute and file with
the Securities and Exchange Commission (or any other governmental or regulatory
authority) a Registration Statement on Form S-4 or such other appropriate form
(as any of such attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits and any and all documents
required to be filed with respect thereto, relating to the registration of
shares of the Company's common stock under the Securities Act of 1933 in
connection with the Company's acquisition of Commerce Bank, granting unto said
attorneys and each of them, full power and authority to do and to perform each
and every act and thing requisite and necessary to be done in order to
effectuate the same as fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and confirming all that said
attorneys-in-fact and agents, or any of them, may lawfully do or cause to be
done by virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: August 23, 1994
/s/ Kelly S. King
------------------------
Kelly S. King
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the undersigned director and/or officer
of BB&T Financial Corporation, a corporation organized under the laws of the
State of North Carolina ("Company"), hereby constitutes and appoints John A.
Allison IV, Scott Reed and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful attorney-in-fact and agent for
him and on his behalf and in his name, place and stead, in any and all
capacities, including on behalf of the Company, to sign, execute and file with
the Securities and Exchange Commission (or any other governmental or regulatory
authority) a Registration Statement on Form S-4 or such other appropriate form
(as any of such attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits and any and all documents
required to be filed with respect thereto, relating to the registration of
shares of the Company's common stock under the Securities Act of 1933 in
connection with the Company's acquisition of Commerce Bank, granting unto said
attorneys and each of them, full power and authority to do and to perform each
and every act and thing requisite and necessary to be done in order to
effectuate the same as fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and confirming all that said
attorneys-in-fact and agents, or any of them, may lawfully do or cause to be
done by virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: August 23, 1994
/s/ J. Ernest Lathem
------------------------
J. Ernest Lathem
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the undersigned director and/or officer
of BB&T Financial Corporation, a corporation organized under the laws of the
State of North Carolina ("Company"), hereby constitutes and appoints John A.
Allison IV, Scott Reed and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful attorney-in-fact and agent for
him and on his behalf and in his name, place and stead, in any and all
capacities, including on behalf of the Company, to sign, execute and file with
the Securities and Exchange Commission (or any other governmental or regulatory
authority) a Registration Statement on Form S-4 or such other appropriate form
(as any of such attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits and any and all documents
required to be filed with respect thereto, relating to the registration of
shares of the Company's common stock under the Securities Act of 1933 in
connection with the Company's acquisition of Commerce Bank, granting unto said
attorneys and each of them, full power and authority to do and to perform each
and every act and thing requisite and necessary to be done in order to
effectuate the same as fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and confirming all that said
attorneys-in-fact and agents, or any of them, may lawfully do or cause to be
done by virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: August 23, 1994
/s/ James H. Maynard
------------------------
James H. Maynard
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the undersigned director and/or officer
of BB&T Financial Corporation, a corporation organized under the laws of the
State of North Carolina ("Company"), hereby constitutes and appoints John A.
Allison IV, Scott Reed and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful attorney-in-fact and agent for
him and on his behalf and in his name, place and stead, in any and all
capacities, including on behalf of the Company, to sign, execute and file with
the Securities and Exchange Commission (or any other governmental or regulatory
authority) a Registration Statement on Form S-4 or such other appropriate form
(as any of such attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits and any and all documents
required to be filed with respect thereto, relating to the registration of
shares of the Company's common stock under the Securities Act of 1933 in
connection with the Company's acquisition of Commerce Bank, granting unto said
attorneys and each of them, full power and authority to do and to perform each
and every act and thing requisite and necessary to be done in order to
effectuate the same as fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and confirming all that said
attorneys-in-fact and agents, or any of them, may lawfully do or cause to be
done by virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: August 23, 1994
/s/ A. Winniett Peters
------------------------
A. Winniett Peters
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the undersigned director and/or officer
of BB&T Financial Corporation, a corporation organized under the laws of the
State of North Carolina ("Company"), hereby constitutes and appoints John A.
Allison IV, Scott Reed and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful attorney-in-fact and agent for
him and on his behalf and in his name, place and stead, in any and all
capacities, including on behalf of the Company, to sign, execute and file with
the Securities and Exchange Commission (or any other governmental or regulatory
authority) a Registration Statement on Form S-4 or such other appropriate form
(as any of such attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits and any and all documents
required to be filed with respect thereto, relating to the registration of
shares of the Company's common stock under the Securities Act of 1933 in
connection with the Company's acquisition of Commerce Bank, granting unto said
attorneys and each of them, full power and authority to do and to perform each
and every act and thing requisite and necessary to be done in order to
effectuate the same as fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and confirming all that said
attorneys-in-fact and agents, or any of them, may lawfully do or cause to be
done by virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: August 23, 1994
/s/ Richard L. Player, Jr.
------------------------
Richard L. Player, Jr.
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the undersigned director and/or officer
of BB&T Financial Corporation, a corporation organized under the laws of the
State of North Carolina ("Company"), hereby constitutes and appoints John A.
Allison IV, Scott Reed and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful attorney-in-fact and agent for
him and on his behalf and in his name, place and stead, in any and all
capacities, including on behalf of the Company, to sign, execute and file with
the Securities and Exchange Commission (or any other governmental or regulatory
authority) a Registration Statement on Form S-4 or such other appropriate form
(as any of such attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits and any and all documents
required to be filed with respect thereto, relating to the registration of
shares of the Company's common stock under the Securities Act of 1933 in
connection with the Company's acquisition of Commerce Bank, granting unto said
attorneys and each of them, full power and authority to do and to perform each
and every act and thing requisite and necessary to be done in order to
effectuate the same as fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and confirming all that said
attorneys-in-fact and agents, or any of them, may lawfully do or cause to be
done by virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: August 23, 1994
/s/ Scott E. Reed
------------------------
Scott E. Reed
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the undersigned director and/or officer
of BB&T Financial Corporation, a corporation organized under the laws of the
State of North Carolina ("Company"), hereby constitutes and appoints John A.
Allison IV, Scott Reed and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful attorney-in-fact and agent for
him and on his behalf and in his name, place and stead, in any and all
capacities, including on behalf of the Company, to sign, execute and file with
the Securities and Exchange Commission (or any other governmental or regulatory
authority) a Registration Statement on Form S-4 or such other appropriate form
(as any of such attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits and any and all documents
required to be filed with respect thereto, relating to the registration of
shares of the Company's common stock under the Securities Act of 1933 in
connection with the Company's acquisition of Commerce Bank, granting unto said
attorneys and each of them, full power and authority to do and to perform each
and every act and thing requisite and necessary to be done in order to
effectuate the same as fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and confirming all that said
attorneys-in-fact and agents, or any of them, may lawfully do or cause to be
done by virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: August 23, 1994
/s/ Larry J. Waggoner
------------------------
Larry J. Waggoner
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the undersigned director and/or officer
of BB&T Financial Corporation, a corporation organized under the laws of the
State of North Carolina ("Company"), hereby constitutes and appoints John A.
Allison IV, Scott Reed and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful attorney-in-fact and agent for
him and on his behalf and in his name, place and stead, in any and all
capacities, including on behalf of the Company, to sign, execute and file with
the Securities and Exchange Commission (or any other governmental or regulatory
authority) a Registration Statement on Form S-4 or such other appropriate form
(as any of such attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits and any and all documents
required to be filed with respect thereto, relating to the registration of
shares of the Company's common stock under the Securities Act of 1933 in
connection with the Company's acquisition of Commerce Bank, granting unto said
attorneys and each of them, full power and authority to do and to perform each
and every act and thing requisite and necessary to be done in order to
effectuate the same as fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and confirming all that said
attorneys-in-fact and agents, or any of them, may lawfully do or cause to be
done by virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: August 23, 1994
/s/ Henry G. Williamson, Jr.
------------------------
Henry G. Williamson, Jr.
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that the undersigned director and/or officer
of BB&T Financial Corporation, a corporation organized under the laws of the
State of North Carolina ("Company"), hereby constitutes and appoints John A.
Allison IV, Scott Reed and Jerone Herring and each of them (with full power of
each of them to act alone), his true and lawful attorney-in-fact and agent for
him and on his behalf and in his name, place and stead, in any and all
capacities, including on behalf of the Company, to sign, execute and file with
the Securities and Exchange Commission (or any other governmental or regulatory
authority) a Registration Statement on Form S-4 or such other appropriate form
(as any of such attorneys may determine) and all amendments (including
post-effective amendments) thereto, with all exhibits and any and all documents
required to be filed with respect thereto, relating to the registration of
shares of the Company's common stock under the Securities Act of 1933 in
connection with the Company's acquisition of Commerce Bank, granting unto said
attorneys and each of them, full power and authority to do and to perform each
and every act and thing requisite and necessary to be done in order to
effectuate the same as fully to all intents and purposes as he himself might or
could do if personally present, hereby ratifying and confirming all that said
attorneys-in-fact and agents, or any of them, may lawfully do or cause to be
done by virtue hereof.
IN WITNESS WHEREOF, the undersigned director and/or officer has hereunto
set his hand as of the date specified.
Dated: August 23, 1994
/s/ William B. Young
------------------------
William B. Young