<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FULTON
FINANCIAL CORPORATION CONSOLIDATED BALANCE SHEET AS OF JUNE 30, 1995 AND THE
RELATED CONSOLIDATED STATEMENT OF INCOME, CHANGES IN SHAREHOLDERS' EQUITY, AND
OTHER FINANCIAL DATA INCLUDED WITHIN MANAGEMENT'S DISCUSSION AND ANALYSIS OF
FINANCIAL CONDITION AND RESULTS OF OPERATIONS FOR THE SIX MONTHS ENDED JUNE 30,
1995 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                                       
<PERIOD-TYPE>                              6-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1995
<PERIOD-END>                               JUN-30-1995
<CASH>                                         160,800
<INT-BEARING-DEPOSITS>                           1,813
<FED-FUNDS-SOLD>                                23,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    471,134
<INVESTMENTS-CARRYING>                         182,096
<INVESTMENTS-MARKET>                           187,692
<LOANS>                                      2,193,637
<ALLOWANCE>                                     35,045
<TOTAL-ASSETS>                               3,133,397
<DEPOSITS>                                   2,589,783
<SHORT-TERM>                                   117,717
<LIABILITIES-OTHER>                             56,022
<LONG-TERM>                                     33,586
<COMMON>                                        68,687
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                     248,763
<TOTAL-LIABILITIES-AND-EQUITY>               3,133,397
<INTEREST-LOAN>                                 93,598
<INTEREST-INVEST>                               17,237
<INTEREST-OTHER>                                   598
<INTEREST-TOTAL>                               111,433
<INTEREST-DEPOSIT>                              43,298
<INTEREST-EXPENSE>                              47,431
<INTEREST-INCOME-NET>                           64,002
<LOAN-LOSSES>                                    1,033
<SECURITIES-GAINS>                               1,019
<EXPENSE-OTHER>                                 47,693
<INCOME-PRETAX>                                 28,619
<INCOME-PRE-EXTRAORDINARY>                      21,846
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    21,846
<EPS-PRIMARY>                                      .80
<EPS-DILUTED>                                      .80
<YIELD-ACTUAL>                                    4.74
<LOANS-NON>                                     16,367
<LOANS-PAST>                                     5,381
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                34,775
<CHARGE-OFFS>                                    1,937
<RECOVERIES>                                     1,174
<ALLOWANCE-CLOSE>                               35,045
<ALLOWANCE-DOMESTIC>                            35,045
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0