<ARTICLE> 9
<LEGEND> 
This schedule contains summary financial information extracted from the
Consolidated Statements of Condition and Consolidated Statements of Income and
is qualified in its entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000
       
                                                                 
<PERIOD-TYPE>                                     3-MOS              3-MOS
<FISCAL-YEAR-END>                           JUN-30-1996        JUN-30-1995
<PERIOD-START>                              JUL-01-1995        JUL-01-1994 
<PERIOD-END>                                SEP-30-1995        SEP-30-1994 
<CASH>                                            8,489              7,511
<INT-BEARING-DEPOSITS>                            4,423              6,506
<FED-FUNDS-SOLD>                                      0                  0
<TRADING-ASSETS>                                      0                128
<INVESTMENTS-HELD-FOR-SALE>                      14,497             19,787
<INVESTMENTS-CARRYING>                           38,086             40,109
<INVESTMENTS-MARKET>                                  0                  0
<LOANS>                                         224,056            208,087
<ALLOWANCE>                                       1,525              1,329
<TOTAL-ASSETS>                                  298,337            291,858
<DEPOSITS>                                      273,279            265,606
<SHORT-TERM>                                          0                  0
<LIABILITIES-OTHER>                                 514                489
<LONG-TERM>                                       3,700              7,200
<COMMON>                                          1,501              1,404
<PREFERRED-MANDATORY>                                 0                  0
<PREFERRED>                                           0                  0
<OTHER-SE>                                       20,844             18,563
<TOTAL-LIABILITIES-AND-EQUITY>                  298,337            291,858
<INTEREST-LOAN>                                   4,307              3,555
<INTEREST-INVEST>                                   796                885
<INTEREST-OTHER>                                     27                 39
<INTEREST-TOTAL>                                  5,130              4,479
<INTEREST-DEPOSIT>                                2,761              2,186
<INTEREST-EXPENSE>                                2,849              2,310
<INTEREST-INCOME-NET>                             2,281              2,169
<LOAN-LOSSES>                                       105                 75
<SECURITIES-GAINS>                                    0                 24
<EXPENSE-OTHER>                                   1,668              1,552
<INCOME-PRETAX>                                     967                907
<INCOME-PRE-EXTRAORDINARY>                          967                907
<EXTRAORDINARY>                                       0                  0
<CHANGES>                                             0                  0
<NET-INCOME>                                        555                547
<EPS-PRIMARY>                                       .41                .40
<EPS-DILUTED>                                       .41                .40
<YIELD-ACTUAL>                                     7.31               6.73
<LOANS-NON>                                       2,144              1,782
<LOANS-PAST>                                      2,144              1,782
<LOANS-TROUBLED>                                      0                  0
<LOANS-PROBLEM>                                     512                660
<ALLOWANCE-OPEN>                                  1,466              1,273
<CHARGE-OFFS>                                        50                 19
<RECOVERIES>                                          4                  1
<ALLOWANCE-CLOSE>                                 1,525              1,329
<ALLOWANCE-DOMESTIC>                              1,525              1,329
<ALLOWANCE-FOREIGN>                                   0                  0
<ALLOWANCE-UNALLOCATED>                             715                462