<ARTICLE> 9
<LEGEND> 
This schedule contains summary financial information extracted from The Fulton
Financial Corporation consolidated balance sheet as of June 30, 1995 and the
related consolidated statement of income for the six months ending June 30, 1995
and other financial data included within management's discussion and analysis of
financial condition and results of operations as of and for the six months
ending June 30, 1995 and is qualified in its entirety by reference to such
financial statements.
</LEGEND>
<MULTIPLIER>     1,000
       
                                       
<PERIOD-TYPE>                                   6-MOS
<FISCAL-YEAR-END>                         DEC-31-1995
<PERIOD-START>                            JAN-01-1995
<PERIOD-END>                              JUN-30-1995
<CASH>                                        164,947
<INT-BEARING-DEPOSITS>                          4,018
<FED-FUNDS-SOLD>                               38,400
<TRADING-ASSETS>                                    0
<INVESTMENTS-HELD-FOR-SALE>                   187,692
<INVESTMENTS-CARRYING>                        483,236
<INVESTMENTS-MARKET>                          479,835
<LOANS>                                     2,267,189
<ALLOWANCE>                                    36,019
<TOTAL-ASSETS>                              3,242,955
<DEPOSITS>                                  2,684,551
<SHORT-TERM>                                  119,717
<LIABILITIES-OTHER>                            56,463
<LONG-TERM>                                    37,586
<COMMON>                                       70,899
<PREFERRED-MANDATORY>                               0
<PREFERRED>                                         0
<OTHER-SE>                                    254,099
<TOTAL-LIABILITIES-AND-EQUITY>              3,242,955
<INTEREST-LOAN>                                96,885
<INTEREST-INVEST>                              17,603
<INTEREST-OTHER>                                  831
<INTEREST-TOTAL>                              115,319
<INTEREST-DEPOSIT>                             44,980
<INTEREST-EXPENSE>                             49,114
<INTEREST-INCOME-NET>                          66,205
<LOAN-LOSSES>                                   1,034
<SECURITIES-GAINS>                              1,019
<EXPENSE-OTHER>                                49,730
<INCOME-PRETAX>                                29,084
<INCOME-PRE-EXTRAORDINARY>                     22,098
<EXTRAORDINARY>                                     0
<CHANGES>                                           0
<NET-INCOME>                                   22,098
<EPS-PRIMARY>                                    0.78
<EPS-DILUTED>                                    0.78
<YIELD-ACTUAL>                                   4.74
<LOANS-NON>                                    16,415
<LOANS-PAST>                                    5,514
<LOANS-TROUBLED>                                    0
<LOANS-PROBLEM>                                     0
<ALLOWANCE-OPEN>                               35,775
<CHARGE-OFFS>                                   1,974
<RECOVERIES>                                    1,185
<ALLOWANCE-CLOSE>                              36,019
<ALLOWANCE-DOMESTIC>                           36,019
<ALLOWANCE-FOREIGN>                                 0
<ALLOWANCE-UNALLOCATED>                             0