(FORM 10-Q)


                                                                  Exhibit No. 11

                      Computation for Earnings Per Share
        For the Three and Nine Months Ended September 30, 1995 and 1994
                (amounts in millions except for per-share data)
                                   Unaudited


 
 
                                             Three Months Ended        Nine Months Ended
                                                 September 30             September 30
                                             ------------------        ------------------                              
                                                1995     1994           1995       1994
                                                ----     ----           ----       ----
                                                                        
PRIMARY
- -------

Common Stock and Common Stock Equivalents
- -----------------------------------------
Average number of common shares
 outstanding including shares
 issuable under stock options                   37.4     37.8           37.6      37.8
                                                ====     ====           ====      ====
 
Net Earnings Per Share
- ----------------------
Net earnings                                   $19.4    $61.6         $106.5    $162.9
Less:
  Dividend requirement on Series A
    convertible preferred stock                  4.7      4.8           14.1      14.3
Plus:
  Tax benefit on dividends
    applicable to unallocated
    preferred shares                             1.1      1.3            3.4       3.7
                                               -----    -----         ------    ------
Net earnings applicable
  to common stock                              $15.8    $58.1         $ 95.8    $152.3
                                               =====    =====         ======    ======
Net earnings per share of common
  stock                                        $  .42   $ 1.54        $  2.55   $  4.03
                                               ======   ======        =======   =======
 
FULLY DILUTED
- -------------
 
Common Stock and Common Stock Equivalents
- -----------------------------------------
Average number of common shares
  outstanding including shares
  issuable under stock options                  37.4     37.8           37.6      37.8
 
Average number of common shares
  issuable under the Employee
  Stock Ownership Plan                           5.4      5.7            5.4       5.6
                                               -----     -----         ------    ------
 
Average number of common and common
  equivalent shares outstanding                 42.8     43.5           43.0      43.4
                                              ======    ======         ======    ======
 
Pro forma Adjustment to Net Earnings
- ------------------------------------
Net earnings as reported                       $19.4    $61.6         $106.5    $162.9
Less:
  Increased contribution to Employee
    Stock Ownership Plan assuming
    conversion of preferred shares
    to common                                    1.8      2.0            5.5       5.9
  Net reduction in tax benefits                                                       
    assuming conversion of Employee                                                   
    Stock Ownership Plan preferred                                                    
    shares to common                              .3       .2             .8        .8 
                                               -----     -----         ------    ------ 
Pro forma net earnings                         $17.3    $59.4         $100.2    $156.2 
                                               ======   ======        ======    ====== 
Fully diluted net earnings per                                                        
  share                                        $  .40   $ 1.37        $  2.33   $  3.60 
                                               ======   ======        =======   =======  


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