EXHIBIT 23

                   CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS

As independent public accountants, we hereby consent to the incorporation of our
report dated January 26, 1996, included in this Form 10-K, into the Company's
previously filed Registration Statements File No. 33-5877, File No. 33-5965 and
File No. 33-37835.


                                      /s/ Arthur Andersen L.L.P.


Lancaster, PA
March 27, 1996


                                      106


 
                   CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS

As independent accountants, we hereby consent to the incorporation of our report
dated January 16, 1994, included in this Form 10-K, into the company's 
previously filed Registration Statements File No. 33-5877, File No. 33-5965 and 
File No. 33-45801.

                                /s/ Coyne & McClean Chartered

Baltimore, Maryland
February 27, 1996