<ARTICLE> 9 <CIK> 0000736772 <NAME> CNB FINANCIAL CORPORATION <MULTIPLIER> 1,000 <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-START> JAN-01-1995 <PERIOD-END> DEC-31-1995 <CASH> 9,110 <INT-BEARING-DEPOSITS> 19 <FED-FUNDS-SOLD> 3,200 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 51,007 <INVESTMENTS-CARRYING> 24,921 <INVESTMENTS-MARKET> 0 <LOANS> 200,038 <ALLOWANCE> 2,145 <TOTAL-ASSETS> 297,523 <DEPOSITS> 255,787 <SHORT-TERM> 0 <LIABILITIES-OTHER> 1,347 <LONG-TERM> 2,846 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 6,912 <OTHER-SE> 30,631 <TOTAL-LIABILITIES-AND-EQUITY> 297,523 <INTEREST-LOAN> 16,849 <INTEREST-INVEST> 4,514 <INTEREST-OTHER> 55 <INTEREST-TOTAL> 21,418 <INTEREST-DEPOSIT> 8,946 <INTEREST-EXPENSE> 277 <INTEREST-INCOME-NET> 12,195 <LOAN-LOSSES> 380 <SECURITIES-GAINS> 146 <EXPENSE-OTHER> 8,768 <INCOME-PRETAX> 4,990 <INCOME-PRE-EXTRAORDINARY> 4,990 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 3,817 <EPS-PRIMARY> 2.22 <EPS-DILUTED> 2.22 <YIELD-ACTUAL> 8.96 <LOANS-NON> 114 <LOANS-PAST> 6,939 <LOANS-TROUBLED> 705 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 2,033 <CHARGE-OFFS> 369 <RECOVERIES> 101 <ALLOWANCE-CLOSE> 2,145 <ALLOWANCE-DOMESTIC> 2,145 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0