CERTIFICATION FORM
          (This Signed Form Must Accompany A Signed Stock Order Form)

     I acknowledge that the shares of common stock, $.01 par value per share
("common stock"), of First Allen Parish Bancorp, Inc. (the "Corporation"), the
proposed holding company for First Federal Savings and Loan Association of Allen
Parish ("First Federal" or the "Bank"), are not guaranteed by the corporation,
First Federal or the Federal Government.

     If anyone asserts that this security is federally insured or guaranteed, or
is as safe as an insured deposit, I should call the Office of Thrift Supervision
Regional Director, Ronald Karr, at (312) 917-5000.

     I further certify that, before purchasing the shares of Common Stock of the
Corporation, I received a copy of the Prospectus dated August xx, 1996 which
discloses the nature of the shares of Common Stock being offered thereby, and
describes the following risks involved in an investment in the Common Stock
under the heading "Risk Factors" beginning on page xx of the Prospectus:

     1.   Recapitalization of SAIF.

     2.   Pending Legislation Regarding Bad Debt Reserves.

     3.   Local Economy.

     4.   Interest Rate Risk Exposure.

     5.   Limited Lending Opportunities in Market Area.

     6.   Potential Low Return on Equity.

     7.   Dependence on Key Personnel.

     8.   Takeover Defensive Provisions.

     9.   Regulatory and Statutory Provisions.

     10.  Employment Agreements and Other Benefit Plans; Voting Control of
          Directors and Executive Officers and Possible Dilutive Effects.

     11.  ESOP Compensation Expense.

     12.  Competition.

     13.  Risk of Delayed Offering.

     14.  Absence of Active Market for the Common Stock.

     15.  Possible Consequences of Amendment to Plan of Conversion.

     For a more detailed description of the risks involved in the offering, see
"Risk Factors" at pages xx through xx of the Prospectus.


Signature:
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Signature:
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(NOTE:  IF STOCK IS TO BE HELD JOINTLY, BOTH PARTIES MUST SIGN)
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Date:            
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