<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from The Fulton
Financial Corporation consolidated balance sheet as of June 30, 1996 and the
related consolidated statement of income for the quarter ended June 30, 1996 and
other financial data included within management's discussion and analysis of
financial condition results of operations as of and for the quarter ended June
30, 1996 and is qualified in its entirety by reference to such financial 
statements.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<CASH>                                         161,277
<INT-BEARING-DEPOSITS>                           2,588
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    304,160
<INVESTMENTS-CARRYING>                         454,667
<INVESTMENTS-MARKET>                           454,095
<LOANS>                                      2,636,911
<ALLOWANCE>                                     39,053
<TOTAL-ASSETS>                               3,664,469
<DEPOSITS>                                   3,003,156
<SHORT-TERM>                                   209,909
<LIABILITIES-OTHER>                             43,794
<LONG-TERM>                                     21,335
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        82,421
<OTHER-SE>                                     283,454
<TOTAL-LIABILITIES-AND-EQUITY>               3,664,469
<INTEREST-LOAN>                                109,334
<INTEREST-INVEST>                               21,421
<INTEREST-OTHER>                                   230
<INTEREST-TOTAL>                               130,985
<INTEREST-DEPOSIT>                              51,274
<INTEREST-EXPENSE>                              55,691
<INTEREST-INCOME-NET>                           75,294
<LOAN-LOSSES>                                    1,641
<SECURITIES-GAINS>                               1,539
<EXPENSE-OTHER>                                 52,654
<INCOME-PRETAX>                                 36,381
<INCOME-PRE-EXTRAORDINARY>                      25,756
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    25,756
<EPS-PRIMARY>                                     0.78
<EPS-DILUTED>                                     0.78
<YIELD-ACTUAL>                                    4.71
<LOANS-NON>                                     11,495
<LOANS-PAST>                                     8,078
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                38,272
<CHARGE-OFFS>                                    2,100
<RECOVERIES>                                     1,240
<ALLOWANCE-CLOSE>                               39,053
<ALLOWANCE-DOMESTIC>                            39,053
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0