<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-START> JAN-01-1996 <PERIOD-END> JUN-30-1996 <CASH> 408,912 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 280,300 <TRADING-ASSETS> 73,465 <INVESTMENTS-HELD-FOR-SALE> 368,059 <INVESTMENTS-CARRYING> 4,362 <INVESTMENTS-MARKET> 4,362 <LOANS> 1,849,653 <ALLOWANCE> 38,517 <TOTAL-ASSETS> 3,080,699 <DEPOSITS> 2,655,741 <SHORT-TERM> 102,883 <LIABILITIES-OTHER> 40,609 <LONG-TERM> 5,249 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 161,006 <OTHER-SE> 102,738 <TOTAL-LIABILITIES-AND-EQUITY> 3,080,699 <INTEREST-LOAN> 82,705 <INTEREST-INVEST> 11,280 <INTEREST-OTHER> 4,431 <INTEREST-TOTAL> 98,416 <INTEREST-DEPOSIT> 29,800 <INTEREST-EXPENSE> 31,306 <INTEREST-INCOME-NET> 67,110 <LOAN-LOSSES> 6,026 <SECURITIES-GAINS> 242 <EXPENSE-OTHER> 63,150 <INCOME-PRETAX> 69,865 <INCOME-PRE-EXTRAORDINARY> 41,447 <EXTRAORDINARY> (5,998) <CHANGES> 0 <NET-INCOME> 35,449 <EPS-PRIMARY> 2.26 <EPS-DILUTED> 2.26 <YIELD-ACTUAL> 5.9 <LOANS-NON> 20,853 <LOANS-PAST> 0 <LOANS-TROUBLED> 44,962 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 37,402 <CHARGE-OFFS> 6,115 <RECOVERIES> 1,178 <ALLOWANCE-CLOSE> 38,517 <ALLOWANCE-DOMESTIC> 38,517 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0