EXHIBIT 23

                   CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS



To ITT Hartford Group, Inc.:

          As independent public accountants, we hereby consent to the
incorporation by reference in this registration statement of our report dated
January 24, 1996 included in ITT Hartford Group, Inc.'s Annual Report on Form
10-K for the year ended December 31, 1995 and to all references to our Firm
included in this registration statement.

                                  /s/ ARTHUR ANDERSEN LLP
                                     Arthur Andersen LLP

Hartford, Connecticut
September 23, 1996

                                     II-16