EXHIBIT 23(a)

                       CONSENT TO KPMG PEAT MARWICK LLP



 
[LOGO OF PEAT MARWICK LLP APPEARS HERE]






The Board of Directors
Liberty Bancorp. Inc.:


We consent to the use of our report incorporated herein by reference and to the 
reference to our firm under the heading "Experts" in the prospectus.




                                                     /s/ KPMG Peat Marwick LLP


Chicago, Illinois
October 15, 1996