<ARTICLE> 5 <PERIOD-TYPE> 3-MOS 3-MOS <FISCAL-YEAR-END> OCT-31-1996 JUL-31-1996 <PERIOD-START> AUG-01-1996 AUG-01-1995 <PERIOD-END> OCT-31-1996 OCT-31-1995 <CASH> 9,191,237 14,893,756 <SECURITIES> 957,108 0 <RECEIVABLES> 12,594,978 11,497,565 <ALLOWANCES> 0 0 <INVENTORY> 0 0 <CURRENT-ASSETS> 25,993,008 30,501,411 <PP&E> 23,132,340 14,106,544 <DEPRECIATION> 2,616,647 1,653,214 <TOTAL-ASSETS> 48,641,959 43,797,371 <CURRENT-LIABILITIES> 19,627,043 16,954,695 <BONDS> 0 0 <PREFERRED-MANDATORY> 0 0 <PREFERRED> 0 0 <COMMON> 96,669 96,669 <OTHER-SE> 23,639,364 26,746,007 <TOTAL-LIABILITY-AND-EQUITY> 48,641,959 43,792,371 <SALES> 0 0 <TOTAL-REVENUES> 28,317,671 6,600,818 <CGS> 0 0 <TOTAL-COSTS> 18,012,801 4,172,712 <OTHER-EXPENSES> 13,561,112 4,084,238 <LOSS-PROVISION> 1,452,286 2,600,000 <INTEREST-EXPENSE> 48,410 0 <INCOME-PRETAX> (3,126,641) (1,653,315) <INCOME-TAX> 0 0 <INCOME-CONTINUING> (3,106,643) (1,653,315) <DISCONTINUED> 0 0 <EXTRAORDINARY> 0 0 <CHANGES> 0 0 <NET-INCOME> (3,106,643) (1,653,315) <EPS-PRIMARY> (0.15) (0.10) <EPS-DILUTED> (0.15) (0.10)