<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FULTON FINANCIAL CORPORATION CONSOLIDATED BALANCE SHEET AS OF JUNE 30, 1997 AND THE RELATED CONSOLIDATED STATEMENT OF INCOME FOR THE SIX MONTHS ENDED JUNE 30, 1997 AND OTHER FINANCIAL DATA INCLUDED WITHIN MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS AS OF AND FOR THE THREE AND SIX MONTHS ENDED JUNE 30, 1997 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-START> JAN-01-1997 <PERIOD-END> JUN-30-1997 <CASH> 208,519 <INT-BEARING-DEPOSITS> 1,109 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 449,260 <INVESTMENTS-CARRYING> 334,479 <INVESTMENTS-MARKET> 333,537 <LOANS> 3,086,346 <ALLOWANCE> 45,221 <TOTAL-ASSETS> 4,201,029 <DEPOSITS> 3,446,452 <SHORT-TERM> 189,316 <LIABILITIES-OTHER> 75,650 <LONG-TERM> 56,719 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 99,046 <OTHER-SE> 333,846 <TOTAL-LIABILITIES-AND-EQUITY> 4,201,029 <INTEREST-LOAN> 129,293 <INTEREST-INVEST> 22,065 <INTEREST-OTHER> 109 <INTEREST-TOTAL> 151,467 <INTEREST-DEPOSIT> 58,296 <INTEREST-EXPENSE> 64,148 <INTEREST-INCOME-NET> 87,319 <LOAN-LOSSES> 3,411 <SECURITIES-GAINS> 2,574 <EXPENSE-OTHER> 57,984 <INCOME-PRETAX> 45,123 <INCOME-PRE-EXTRAORDINARY> 31,108 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 31,108 <EPS-PRIMARY> 0.79 <EPS-DILUTED> 0.79 <YIELD-ACTUAL> 4.75 <LOANS-NON> 16,622 <LOANS-PAST> 9,431 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 43,829 <CHARGE-OFFS> 2,148 <RECOVERIES> 746 <ALLOWANCE-CLOSE> 45,221 <ALLOWANCE-DOMESTIC> 45,221 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0