<ARTICLE> 9
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               JUN-30-1997
<CASH>                                          97,310
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                60,764
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    528,350
<INVESTMENTS-CARRYING>                          98,321
<INVESTMENTS-MARKET>                            99,057
<LOANS>                                      2,414,730
<ALLOWANCE>                                     33,799
<TOTAL-ASSETS>                               3,335,546
<DEPOSITS>                                   2,733,346
<SHORT-TERM>                                   104,832
<LIABILITIES-OTHER>                             47,789
<LONG-TERM>                                    130,278
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        44,016
<OTHER-SE>                                     275,285
<TOTAL-LIABILITIES-AND-EQUITY>               3,335,546
<INTEREST-LOAN>                                107,472
<INTEREST-INVEST>                               18,921
<INTEREST-OTHER>                                 1,952
<INTEREST-TOTAL>                               128,345
<INTEREST-DEPOSIT>                              49,755
<INTEREST-EXPENSE>                              56,528
<INTEREST-INCOME-NET>                           71,817
<LOAN-LOSSES>                                    2,426
<SECURITIES-GAINS>                                  48
<EXPENSE-OTHER>                                 53,414
<INCOME-PRETAX>                                 26,882
<INCOME-PRE-EXTRAORDINARY>                      26,882
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    18,461
<EPS-PRIMARY>                                     0.84
<EPS-DILUTED>                                     0.84
<YIELD-ACTUAL>                                    8.54
<LOANS-NON>                                     26,029
<LOANS-PAST>                                     7,173
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                33,800
<CHARGE-OFFS>                                    3,029
<RECOVERIES>                                       602
<ALLOWANCE-CLOSE>                               33,799
<ALLOWANCE-DOMESTIC>                            33,799
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0