Exhibit 23.2

                       CONSENT OF INDEPENDENT ACCOUNTANTS


     We hereby consent to the use of our report on the financial statements of
Hopkinsville Federal Savings Bank in the Registration Statement on Form S-1
filed by HopFed Bancorp, Inc. with the Securities and Exchange Commission and to
the reference to our firm under the heading "Experts" in the Prospectus
constituting part of such Form S-1.



                                    /s/ York, Neel & Co.-Hopkinsville, LLP


October 9, 1997